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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,200 reviews, last reviewed 13th Apr 2026
863700% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I have consistently had a positive experience with P... I have consistently had a positive experience with PayPal. Whenever I need assistance, their support team is responsive, professional, and genuinely h... Read more Reviewed on: 13th April 2026
Amal 's avatar
Amal

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026
Afia A's avatar
Afia A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60200)

Very easy and straightforward process.

5
Very easy and straightforward process. Reviewed on: 6th June 2024
Clare J's avatar
Clare J

Easy to use on the app.

5
Easy to use on the app. Everything is detailed and easy to navigate. Super fast and secure. Reviewed on: 6th June 2024
Rachel T's avatar
Rachel T

PayPal credit is awesome

5
It's very easy to deal with PayPal credit , most shopping websites use it so it's easy to shop Reviewed on: 6th June 2024
Veeh's avatar
Veeh

Incredible service

5
The convenience is fantastic and it's allowed me so much more freedom as well as security. Reviewed on: 6th June 2024
Bethan W's avatar
Bethan W

Makes life so much easier when online shopping.

5
Very easy application process. So simple to set up and use. Practically most things can be purchased online using PayPal credit. Really good rates and sometimes periods of interest free shopping are offered. Love it!!! Reviewed on: 6th June 2024
Tamsin Q's avatar
Tamsin Q

I have had 1 disappointing experience with PayPal.

5
I have had 1 disappointing experience with PayPal. Asides from this I have found the actual service excellent. The customer service lets them down. Reviewed on: 6th June 2024
Jazz's avatar
Jazz

had a few issues regarding items not showing up or n...

5
had a few issues regarding items not showing up or not as described .Had no issues getting refunds etc thanks to using paypal Reviewed on: 6th June 2024
Gary C's avatar
Gary C

Good1 100 I am happy with PayPal very good.

5
Good1 100 I am happy with PayPal very good. Reviewed on: 6th June 2024
La rosa's avatar
La rosa

Easy to use and cheaper than using credit cards.

5
Easy to use and cheaper than using credit cards. Reviewed on: 6th June 2024
Susan b's avatar
Susan b

Services I availed so far is excellent.

5
Services I availed so far is excellent.. In this crisis , 4 months interest free payment help me a lot. Reviewed on: 6th June 2024
Sonali S's avatar
Sonali S

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