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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

Quick and easy to use.

Quick and easy to use. Love the security it gives you in your purchases, knowing that you are protected. Great having the worldwide recognition to be able to safely purchase your goods anywhere Reviewed on: 17th June 2026

Very convenient for me

Very convenient for me, especially when I want to spread the cost over a few months. Reviewed on: 17th June 2026

Speed of delivery and an excellent reliable fintech

Speed of delivery and an excellent reliable fintech Reviewed on: 17th June 2026

Great for spreading the cost on 0%

Great for spreading the cost on 0% Reviewed on: 17th June 2026

So easy to use and great customer service

So easy to use and great customer service Reviewed on: 17th June 2026

Great service and great app and have told people abo...

Great service and great app and have told people about this Reviewed on: 17th June 2026

Widely available and provides lots of payment options

Widely available and provides lots of payment options Reviewed on: 17th June 2026

Good financial choice

Always easy to use with good financial options Reviewed on: 17th June 2026

Easy to use and helps budget buying items

Easy to use and helps budget buying items Reviewed on: 17th June 2026

Best to use

Very easy to use every thing explained nice and simply so totally recommend Reviewed on: 17th June 2026

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