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PayPal: PayPal Credit reviews

4.90
Based on 59,781 reviews, last reviewed 13th Apr 2026
825700% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are very good. PayPal are very good. With the service they provide. Reviewed on: 13th April 2026
Jason F's avatar
Jason F

Latest lowest rating:

2

Slow support and Slow transactions in some cases del... Slow support and Slow transactions in some cases delayed for months Reviewed on: 13th April 2026
Muhammad Khamis's avatar
Muhammad Khamis

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59781)

Easy to navigate and amazing perks!

5
Easy to navigate and amazing perks! Reviewed on: 6th June 2024

Excellent service.

5
Excellent service. Handy to use . You can use it on loads sites. Very secure Reviewed on: 6th June 2024

Excelent 10 stars

5
A very pleasant experience I recommend to everyone ! Reviewed on: 6th June 2024

excellent - pay in 3 is a great choice.

5
excellent - pay in 3 is a great choice. Reviewed on: 6th June 2024

A valued and trusted service

5
Very interactive and easy to access my account and to pay every month, if I had an issue, I rang the PayPal credit team and they dealt with me straightaway. Reviewed on: 6th June 2024

Never had any issues.

5
Never had any issues. Like the variety of options. Reviewed on: 6th June 2024

PayPal has always been easy to use and helpful if th...

5
PayPal has always been easy to use and helpful if there are any problems with payments. Reviewed on: 6th June 2024

Never had a bad experience using paypal.

5
Never had a bad experience using paypal. The only slight criticism I have is I wish it showed an updated balance as soon as I make a payment on PayPal credit Reviewed on: 6th June 2024

Really enjoy having the credit option in pay pal.

5
Really enjoy having the credit option in pay pal. It's really easy to use, and helps you out if you find yourself needing to buy something with no funds. customer service is fantastic. Overall fantastic service. Reviewed on: 6th June 2024

PayPal is best in protecting consumer rights

5
PayPal is best in protecting consumer rights Reviewed on: 6th June 2024

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