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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59730 reviews)

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4.90

Based on 59,730 reviews, last reviewed 13th Apr 2026

821300% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Top tier never had any issues. Top tier never had any issues. All my questions were answered promptly Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59730)

Reliable

Have always had good customer feedback and support when using PayPal credit at times when purchases have been incorrect and refunds are required to be processed. Seems a pretty safe platform. Reviewed on: 6th June 2024

Couldnt recommend enough

Couldnt recommend enough, so a quick and seemless Reviewed on: 6th June 2024

It's easy to use and the offers they have are a grea...

It's easy to use and the offers they have are a great support for working families. Reviewed on: 6th June 2024

Works great needed a credit in the hardest moment!

Works great needed a credit in the hardest moment!! Reviewed on: 6th June 2024

Always have my back.

Always have my back. Help always at hand and I trust the platform. Reviewed on: 6th June 2024

Easy and straightforward

Easy and straightforward and excellent. It’s always good to shop with PayPal because everything is easy to do Reviewed on: 6th June 2024

A great way to manage credit

Transactions are easy. App gives great information allowing me to manage my account without any hassle Reviewed on: 6th June 2024

Good but I'm sure there is better!

PayPal credit is really good because it gives you interest free time to pay back. What I don't like is, when making a payment, you can't choose which buy it comes off. Reviewed on: 6th June 2024

I always use PayPal pay in 3 instalments when I have...

I always use PayPal pay in 3 instalments when I have not get enough funds to purchase what I need for the house or my children. It’s truly a life saver for me and my family. Reviewed on: 6th June 2024

Easy and quick

Alway easy to get hold of customer services and use there credit system Reviewed on: 6th June 2024

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