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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180994)

Never had a lot of issues with PayPal over the...

Never had a lot of issues with PayPal over the years Reviewed on: 17th June 2026

PayPal credit are responsible lenders

PayPal credit are responsible lenders Reviewed on: 17th June 2026

Very easy to use, convenient.

Very easy to use, convenient as already logged in on mobile device. Reviewed on: 17th June 2026

user friendly, flexible and easy to male payments

user friendly, flexible and easy to male payments Reviewed on: 17th June 2026

Having PayPal Credit has made online shopping much m...

Having PayPal Credit has made online shopping much more convenient and flexible. The application process was straightforward, and the ability to spread payments over time helps me manage my finances more effectively. Transactions are quick, secure, and seamlessly integrated with PayPal, making the overall experience very smooth. I would definitely recommend it to anyone looking for a reliable and user-friendly credit option for online purchases. Reviewed on: 17th June 2026

SAFE AND RELIABLE

I’ve always had a good service and used PayPal for years. It’s so quick and I feel it’s secure and safe which is peace of mind Reviewed on: 17th June 2026

Excellent service when it comes to PayPal

Excellent service when it comes to PayPal Reviewed on: 17th June 2026

Just so convenient quick and easy, polite reminders...

Just so convenient quick and easy, polite reminders and perfect for my needs Reviewed on: 17th June 2026

I’ve been using PayPal for years.

I’ve been using PayPal for years. It’s easy to navigate, the 4 months interest free is really handy as well as the 3 payments. Reviewed on: 17th June 2026

From buying to selling I’ve had nothing but good exp...

From buying to selling I’ve had nothing but good experiences with PayPal Reviewed on: 17th June 2026

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