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PayPal: PayPal Credit reviews

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4.90
Based on 59,674 reviews, last reviewed 13th Apr 2026
816200% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always responsive with any information or issues tha... Always responsive with any information or issues that arrive Reviewed on: 13th April 2026
Rebecca 's avatar
Rebecca

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59674)

PayPal Credit Review

5
I think PayPal credit is a good way to lend money and pay things when you don’t have all the cash straight away as it’s one of the only ones that offers interest free for a period of time. Reviewed on: 6th June 2024
B Cham's avatar
B Cham

EXCELLENT and SECURE

5
I just find PayPal easy and, most importantly, secure. Any purchase I make, I will tend to use PayPal if it’s available, as opposed to giving my bank details all the time. Reviewed on: 6th June 2024
Kevin Gooding's avatar
Kevin Gooding

PayPal Credit is integrated into your PayPal account...

5
PayPal Credit is integrated into your PayPal account, offering quick approval and easy use at checkout. It features promotional financing like no interest for six months on qualifying purchases and flexible monthly payments. Accepted at millions of online stores, it provides PayPal's security benefits and easy account management, making it a convenient alternative to traditional credit cards. Reviewed on: 6th June 2024
Ashik Uwais's avatar
Ashik Uwais

Straightforward to apply

5
It was easy to apply and everything I needed to know was explained clearly. I’m reminded in plenty of time when a payment is due so I never fall behind. The credit was extremely helpful when I needed it and I would definitely recommend it to friends. Reviewed on: 6th June 2024
Cherie D's avatar
Cherie D

Prompt and Seamless transactions.

5
Seamless transactions and world class customer service. was received when I required clarification on some payment related queries. Reviewed on: 6th June 2024
Patience CNN's avatar
Patience CNN

A must for anyone

5
Easy to use, any problems customer services sort quickly, easy to see payments coming up and what's due , makes managing money easier Reviewed on: 6th June 2024
Amy L's avatar
Amy L

Good offers and instalment plans, plus a lot of plat...

5
Good offers and instalment plans, plus a lot of platforms now accept paypal. Reviewed on: 6th June 2024
Abdullah's avatar
Abdullah

I’ve had and used PayPal credit for a long time now...

4
I’ve had and used PayPal credit for a long time now with no issues Reviewed on: 6th June 2024
Adam B's avatar
Adam B

Very useful and easy access.

5
Very useful and easy access. Easy to send money. Purchase everything in one click. Performance and UI everything is smooth and easy to understand to use. I can recommend PayPal to all my friends. Reviewed on: 6th June 2024
Dhaval 's avatar
Dhaval

Very good service , and good customer service experi...

5
Very good service , and good customer service experience Reviewed on: 6th June 2024
tareq A's avatar
tareq A

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