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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180994)

The best customer support and superior finance security

Every time I've had to contact PayPal support tive had the help necessary and it's always in a very timely manner. I've never had any issues, I've never had any fraudulent expenses on my account unlike other accounts. As far as safe banking and customer support I don't think PayPal is beaten by any other provider. Reviewed on: 17th June 2026

Innovative and simple to use

I find PayPal easy to work with, it’s clear and simple. I am grateful for the ease of usage and for the instant help if needed. I can get split payments, I can pay interest later, I find the whole concept easy, helpful and safely innovative Reviewed on: 17th June 2026

Its been great and so easy

Its been great and so easy to use It has been a godsend the payments work for you You can set the date you want fabulous Reviewed on: 17th June 2026

what I wanted

It was really easy to order what I wanted Reviewed on: 17th June 2026

Always simple and great wouldnt hesitate to recommend

Always simple and great wouldnt hesitate to recommend Reviewed on: 17th June 2026

Straight forward and easy to use.

Straight forward and easy to use. Reviewed on: 17th June 2026

Amazing Provider

Always helpful for online and in store purchases, support extremely helpful Reviewed on: 17th June 2026

I have not had problems with PayPal very reliable an...

I have not had problems with PayPal very reliable and makes transactions feel safer using it compared to directly using my card Reviewed on: 17th June 2026

Simple application process.

Simple application process.. Fast decision. Excellent rates Reviewed on: 17th June 2026

Used for many years, reliable and useful

I have been using it for many years. I just really wish I could pay off individual items like I can with most other things Reviewed on: 17th June 2026

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