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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59649 reviews)

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4.90

Based on 59,649 reviews, last reviewed 13th Apr 2026

813900% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always used paypal with online transactions. Always used paypal with online transactions. Feel safe & secure. Easy to do Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59649)

Best flexible interest free credit available !!

Easy for pay in 3. Over £99 purchases 5 months interest free is great and some retailers up to 2 years of free credit. I love paypal credit ! Reviewed on: 6th June 2024

Monthly payments

Paypal credit is great way to help you out when you haven't got the full amount to purchase items you need at the time Reviewed on: 6th June 2024

I got PayPal Credit several years ago and have not h...

I got PayPal Credit several years ago and have not had any problem. I am very happy with the 0% interest for a minimum of 3 months, it's very helpful with giving a lot of time to pay. Shortly after getting it, I was offered an increased credit limit which I accepted and have enjoyed over years, but have not had another increase since. Reviewed on: 6th June 2024

I am very Happy with paypal.

I am very Happy with paypal. , I will recommend to my friends and family. Reviewed on: 6th June 2024

Fair amount of interest free months

Fair amount of interest free months Reviewed on: 6th June 2024

Excellent and easy to use.

Excellent and easy to use.. excellent customer service Reviewed on: 6th June 2024

PayPal made payments easier

PayPal makes payment easier on different merchant payments portal gets all your payments option under one place. Also the customer service is great very knowledgeable and understanding. PayPal also provides international funds transfer and many great services in one place. Reviewed on: 6th June 2024

I always use PayPal credit gives me freedom and also...

I always use PayPal credit gives me freedom and also feels safe to use. Reviewed on: 6th June 2024

What a good experience with easy going on PayPal and...

What a good experience with easy going on PayPal and recommend my friends to join PayPal with honest trust Reviewed on: 6th June 2024

No hassle straight forward just set it up with paypa...

No hassle straight forward just set it up with paypal and have no worries amazing credit account Reviewed on: 6th June 2024

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