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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180993 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180993)

Convenient way to shop

Convenient way to shop, earning paypal+ points is a bonus Reviewed on: 17th June 2026

Always use paypal, it's reliable, easy and safe

Always use paypal, it's reliable, easy and safe Reviewed on: 17th June 2026

Easy to navigate and swift decision.

Easy to navigate and swift decision. Linked to account or card. Just Easy Reviewed on: 17th June 2026

Very easy to use, safe and secure everything in one...

Very easy to use, safe and secure everything in one place. Reviewed on: 17th June 2026

excellent service every time.

excellent service every time. never failed to deliver Reviewed on: 17th June 2026

I’ve had a great experience with the PayPal Credit C...

I’ve had a great experience with the PayPal Credit Card. The card is easy to use, and the rewards and payment options are very convenient. The app is excellent—it’s user-friendly, fast, and makes it simple to check balances, track transactions, and make payments. Everything is organized clearly, and I can manage my account anytime. Overall, it’s a reliable credit card with a great app that makes managing finances easy. Highly recommended! Reviewed on: 17th June 2026

Paypal is easy to use

Paypal is easy to use, the pay in 3 option is very useful especially for larger purchases. Reviewed on: 17th June 2026

I have a very positive experience.

I have a very positive experience. PayPal credit is very convenient and flexible. I use it whenever I need it. Reviewed on: 17th June 2026

Quick and easy .

Quick and easy .. great app great integration with most online platforms Reviewed on: 17th June 2026

Use time and time again.

Use time and time again. PayPal has never let me down, so easy and so reliable Reviewed on: 17th June 2026

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