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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180992 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180993)

Just really good when you done have the money to pay...

Just really good when you done have the money to pay for things in the moment Reviewed on: 17th June 2026

I have used the credit for lots of items and never h...

I have used the credit for lots of items and never had a problem Reviewed on: 17th June 2026

I recommend it to everyone

I've never had any problems, everything always works perfectly Reviewed on: 17th June 2026

Always been good , when I had problems with fixed qu...

Always been good , when I had problems with fixed quickly. Reviewed on: 17th June 2026

Really good At communicating making sure statements...

Really good At communicating making sure statements are ready and that they are greatly supportive if you need help. Reviewed on: 17th June 2026

Easy access to funds and flexible way of payment

Easy access to funds and flexible way of payment Reviewed on: 17th June 2026

PayPal service

Great service easy to use and when try to budget money can help to spread the payments Reviewed on: 17th June 2026

Happy customer

Always very happy to use and interact with the PayPal platform and service's Reviewed on: 17th June 2026

Very flexible line of credit, the pay in 3 is one of...

Very flexible line of credit, the pay in 3 is one of the best features Reviewed on: 17th June 2026

Accessable

Easy to use, easy to find what needed. Options are explained well and can be understood what I am getting. Reviewed on: 17th June 2026

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