Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,645 reviews, last reviewed 13th Apr 2026
813700% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to ise I’ve used all the services PayPal offers there simple to use and make managing your money easier Reviewed on: 13th April 2026
Jessie P's avatar
Jessie P

Latest lowest rating:

1

Bad company No customer safety, I had item shown delivered and photo shown its been left somewhere where I cant find and PayPal couldn't help me due to tracking s... Read more Reviewed on: 13th April 2026
Martins S's avatar
Martins S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (59645)

Pay Pal Credit -The Best

5
Very safe, comfortable and reliable. The 4 month interest free is a very wonderful incentive. I often think of using PayPal credit before other options I have. Reviewed on: 6th June 2024
I Ajayi's avatar
I Ajayi

Excellent experience

5
Excellent experience and excellent service Reviewed on: 6th June 2024
James 's avatar
James

Never had any issues and customer service has always...

5
Never had any issues and customer service has always been great Reviewed on: 6th June 2024
Molly Farr's avatar
Molly Farr

I find it really helpful to have PayPal credit and p...

5
I find it really helpful to have PayPal credit and pay in 3 both are good to use as it gives you choice between long term and short term credit i have used both but most of the time I tend to use pay in 3 quicker to pay off and easier to keep track of. Reviewed on: 6th June 2024
Katherine muirhead's avatar
Katherine muirhead

PayPal Credit the best way for dreams to come true!

5
Thanks to the PayPal credit I bought my dream bike and could use the lives without waiting for payday. Excellent service and lots of monthly payment options with no interest. Highly recommend. Reviewed on: 6th June 2024
Anonymous's avatar
Anonymous

I’ve never had any issues with PayPal credit.

5
I’ve never had any issues with PayPal credit. Whenever I need to purchase something I use PayPal as it has the exception protection on my purchases. It’s fast and efficient. I would recommend it to anyone Reviewed on: 6th June 2024
Daisymay S's avatar
Daisymay S

I use it all the time, very easy to send and receive...

5
I use it all the time, very easy to send and receive money with no fees to withdraw it to my account Reviewed on: 6th June 2024
Imran A's avatar
Imran A

Always helpful.

5
Always helpful. Great customer support Reviewed on: 6th June 2024
Alicia's avatar
Alicia

PayPal are always there to help me sort any problems...

5
PayPal are always there to help me sort any problems that I have. I feel that they are there to make sure I don't get scammed etc. Brilliant I always prefer to use PayPal even instead of my credit card. Thank you for all of your kindness and assistance that you have given to me over the year's, I really do appreciate your advice and help. Reviewed on: 6th June 2024
Kez's avatar
Kez

PayPal credit

5
PayPal credit is a very handy line of credit for those more expensive purchases. Reviewed on: 6th June 2024
Steve bee's avatar
Steve bee

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill