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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180987 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180988)

Paypal is a safe & reliable way to pay A1

Paypal is a great way to purchase items with customer safety/precaution with there money taken into account that there protecting people from fraudsters & generally an all round great tool to have! Reviewed on: 17th June 2026

PayPal give me peace of mind in online transactions...

PayPal give me peace of mind in online transactions providing a consumers back up service that is second to none. I also use them to safely send money to family overseas. Reviewed on: 17th June 2026

PayPal credit is an easy and convenient way of paying.

PayPal credit is an easy and convenient way of paying. With my PayPal debit card I can choose if I use the money linked to my bank account or use PayPal credit. Essentially you have a debit card and credit card within one card. PayPal app has a great user interface which is clean and super easy to use. Would love to see a stocks and shares platform added to the app, there is a crypto section at the moment so adding this would be really nice. Reviewed on: 17th June 2026

Always reliable and trustworthy.

Always reliable and trustworthy. Reviewed on: 17th June 2026

PayPal make buying things so easy, I wouldn’t use an...

PayPal make buying things so easy, I wouldn’t use anyone else. Reviewed on: 17th June 2026

Great to use

Using PayPal is easy to use & is widely accepted. It is quick, convenient. I feel secure & safe using it Reviewed on: 17th June 2026

I never had problem with PayPal it’s very safe

I never had problem with PayPal it’s very safe Reviewed on: 17th June 2026

The pay in 3 option with 0% interest has allowed me...

The pay in 3 option with 0% interest has allowed me to buy many items I previously would have struggled to afford Reviewed on: 17th June 2026

secure and easy

easy to use without remembering or storing your bank card. Secure and safe. Reviewed on: 17th June 2026

Quick and Easy to use

I have been using PalPal Credit for a year now and I have been impressed with the ease of use and I will likely continue to use it for years to come. It offers things most other credit services don’t and I have never had any issues with it. Reviewed on: 17th June 2026

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