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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,631 reviews, last reviewed 13th Apr 2026
812700% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a few years now and have always... I’ve used PayPal for a few years now and have always received good service. Even when I’ve had issue with suppliers PayPal have always been top notch... Read more Reviewed on: 13th April 2026
Tracey H's avatar
Tracey H

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59631)

No issues ever, very easy and safe to do, would reco...

5
No issues ever, very easy and safe to do, would recommend to family and friends. Reviewed on: 6th June 2024
Dannielle M's avatar
Dannielle M

Convenient to use and excellent terms

5
Convenient to use and excellent terms Reviewed on: 6th June 2024
Mark N's avatar
Mark N

Great Experience with PayPal

4
I’ve had a great experience with PayPal credit, but I did have a direct debit that was setup through PayPal that didn’t go through, causing late fees on a payment I made with PayPal Credit. This was annoying and upsetting since the direct debit stated it was all setup etc. Reviewed on: 6th June 2024
Ethan C's avatar
Ethan C

Great service

5
I have been with PayPal for years. Have had no problems. A time I’ve had a problem with a purchase, PayPal have been very helpful Reviewed on: 6th June 2024
Maretta 's avatar
Maretta

I absolutely love PayPal credit it has helped me out...

5
I absolutely love PayPal credit it has helped me out so much I love the flexibility of the credit Reviewed on: 6th June 2024
Lloyd s's avatar
Lloyd s

Brilliant

5
Easy and convenient to use , safe way to send and receive money , credit builder is great Reviewed on: 6th June 2024
Lois J's avatar
Lois J

Excellent services and options , customer service is...

5
Excellent services and options , customer service is always exceptional, would recommend Reviewed on: 6th June 2024
Matthew W's avatar
Matthew W

Always excellent and easy Pay in 3 is a great...

5
Always excellent and easy Pay in 3 is a great feature Reviewed on: 6th June 2024
Alan M's avatar
Alan M

I highly recommend the service and the PayPal account

5
Very favorable purchases 3 months without interest or 10 months of interest for a larger amount PayPal helped me a lot in solving problems when shopping and made quick money and if the seller did not fulfill his obligations, I highly recommend PayPal Reviewed on: 6th June 2024
Jakub's avatar
Jakub

Happy with PayPal account

5
It’s easy and convenient. Very happy and worry free shopping without any hesitation Reviewed on: 6th June 2024
Angel 's avatar
Angel

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