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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180841)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very useful service.

5
Very useful service. Has saved me with a few tight spots. Reviewed on: 11th July 2026

Excellent customer service and very easy and helpful...

5
Excellent customer service and very easy and helpful payment options. Reviewed on: 11th July 2026

PayPal credit

5
Use PayPal credit a lot as it feels the safest way to pay for things online Reviewed on: 11th July 2026

Great offers

5
Great offers (4months interest free purchases) Reviewed on: 11th July 2026

Nice and straightforward

5
Easy to track and due payments and even easier to organize a payment to your due credit balance. Reviewed on: 11th July 2026

My go to

5
So useful and helpful with every purchase having so many options to choose from according to current needs Reviewed on: 11th July 2026

Normally quite straightforward, but PayPal likes to...

5
Normally quite straightforward, but PayPal likes to block people's payments and accounts unnecessarily. Reviewed on: 11th July 2026

Great service

5
Great service & customer service very good & professional. Reviewed on: 11th July 2026

I literally change where I buy something if it doesn...

5
I literally change where I buy something if it doesn't have PayPal as a payment option, all you need in one place Reviewed on: 11th July 2026

Easy to use and makes refunds super easy if you are...

5
Easy to use and makes refunds super easy if you are ever unsure on a purchase Reviewed on: 11th July 2026

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