Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145431 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145431)

Yeah works well for protected buying and sending mon...

Yeah works well for protected buying and sending money to friends and family Reviewed on: 17th June 2026

It’s been really helpful and I was glad to have extr...

It’s been really helpful and I was glad to have extra security and support when on occasion running into deceitful sellers. Reviewed on: 17th June 2026

you can use PayPal credit card even if there is no o...

you can use PayPal credit card even if there is no option to make a payment by PayPal Reviewed on: 17th June 2026

Find it easy to use it to pay for goods...

Find it easy to use it to pay for goods and services Reviewed on: 17th June 2026

Highly recommended

Never had a problem getting any issues resolved. 99% of the time everything just works perfectly. Reviewed on: 17th June 2026

It's always handy.

It's always handy, digital card on the phone just in case. Customer service super and quick Reviewed on: 17th June 2026

Fast secure payments.

Fast secure payments. East to use across many sites. Flexible payment options Reviewed on: 17th June 2026

Really simple to use - love the pay in 4 months.

Really simple to use - love the pay in 4 months. Would be better if it was pay in 6...! Sometimes a little annoying that it takes a while for payments to clear - more instant would be great. Any issues are sorted quickly!! Using Paypal credit more and more Reviewed on: 17th June 2026

Very handy when I needed to make a big purchase...

Very handy when I needed to make a big purchase Reviewed on: 17th June 2026

Works well for me

Used PayPal for years, easy to use app and online. Dispute service is excellent and also easy to manage your buying and selling on line. Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76395 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub