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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145493 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145493)

Used PayPal for over 10 years buying and selling alw...

Used PayPal for over 10 years buying and selling alway helpful easy to work with Reviewed on: 17th June 2026

It’s great straight forward app is amazing

It’s great straight forward app is amazing Reviewed on: 17th June 2026

Ive never had a bad experience with paypal.

Ive never had a bad experience with paypal. The pay in 3 function is fantastic. The customer service can be a little frustrating because of the automation is difficult to get the right answers to some of the questions but thats the AI. It's easier to just speak with a real person at paypal if youre queries are a little more complex. Over really great app. Reviewed on: 17th June 2026

Easy to use and keep ontop of the easy to use finances

Easy to use and keep ontop of the finances Reviewed on: 17th June 2026

PayPal got my back

Easy transaction I always use PayPal for online shopping they have my back if anything goes wrong Reviewed on: 17th June 2026

This is an easy and convenient way to pay

This is an easy and convenient way to pay and is a good option if you temporarily need additional funds. Reviewed on: 17th June 2026

PaypalCredit makes things affordable for me...

Most things that I would not have been able to afford become affordable because I can pay with PayPal. I am able to spread the cost and pay overtime without any stress or strain on my finances. Paypal credit gives 4 month grace. I am almost always able to make full payment without any problems. Reviewed on: 17th June 2026

Great experience

Great experience to keep money organised and protected Reviewed on: 17th June 2026

Regular use

I use PayPal regularly for purchases due to the fantastic customer support. Ease of use with the mobile app enabling me to see upcoming deliveries and keep on top of payments as well as the safeguards provided by PayPal which exceed that of my bank Reviewed on: 17th June 2026

It has been good.

It has been good. I got offers while the payment. Happy for it. Reviewed on: 17th June 2026

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