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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

I enjoy the 4 months interest free purchase options...

I enjoy the 4 months interest free purchase options over £100 Reviewed on: 17th June 2026

Spot on never and issue for them to help with a prob...

Spot on never and issue for them to help with a problem. Reviewed on: 17th June 2026

Paypal is such an easy and quick way to pay online

Paypal is such an easy and quick way to pay online without having to keep putting in all your details. Great too for paying over a few months with no interest payments. Wish every company accepted PayPal. Reviewed on: 17th June 2026

Easy to get support and help. Thanks

Easy to get support and help. Clearly and legally Reviewed on: 17th June 2026

Easy to set up quickly via PayPal app

Easy to set up quickly via PayPal app Reviewed on: 17th June 2026

Interest free for 4 months over certain spend limits...

Interest free for 4 months over certain spend limits is a great bonus Reviewed on: 17th June 2026

Makes you feel confident to use your credit cards on...

Makes you feel confident to use your credit cards online Reviewed on: 17th June 2026

Easy and convenient to use and repay.

Easy and convenient to use and repay. Quick to check available balance and repayment dates. Reviewed on: 17th June 2026

Great service very usful and helpful.

Great service very usful and helpful. Reviewed on: 17th June 2026

Yeah works well for protected buying and sending mon...

Yeah works well for protected buying and sending money to friends and family Reviewed on: 17th June 2026

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