Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Customer Service are always willing to help and guid...

Customer Service are always willing to help and guide you Reviewed on: 12th July 2026

PayPal allows access to purchases now and pay later...

PayPal allows access to purchases now and pay later which helps with bigger ticket items. Reviewed on: 12th July 2026

Easy to use as it appears as a payment choice on che...

Easy to use as it appears as a payment choice on checkout Reviewed on: 12th July 2026

Good service

Good service fast service highly recommended really appreciated Reviewed on: 12th July 2026

Reliable advice

Always reliable checkout experience. Have used them for many years and never had any issues. Reviewed on: 12th July 2026

I ise PayPal quote a lot now it's my preferred metho...

I ise PayPal quote a lot now it's my preferred method of payment Reviewed on: 12th July 2026

Security

I feel secure and more confident Reviewed on: 12th July 2026

Absolutely great everything explained to detail

Absolutely great everything explained to detail Reviewed on: 12th July 2026

Easy to use and really convenient.

Easy to use and really convenient. Love the choices of payment options. Reviewed on: 12th July 2026

Great experience

Great experience, simple process. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub