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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145429)

Great thing to be able to have available

5
So easy and a good way to control your finances without going into debt for those things you wouldn’t normally be able to afford Reviewed on: 17th June 2026

Simple to use and self explanatory.

5
Simple to use and self explanatory. Reviewed on: 17th June 2026

Pay pal are very good.

5
Pay pal are very good. Pay for item. Promptly & efficient. Reviewed on: 17th June 2026

PayPal makes like easy.

5
PayPal makes paying for everything so easy. Great range of ways to pay with great communication all the way through the buying process. Makes life so easy. Reviewed on: 17th June 2026

I have difficulty signing into my account when I wis...

5
I have difficulty signing into my account when I wish and only use the link sent through email. So I cannot check and pay my credit whenever I wish. Reviewed on: 17th June 2026

My transactions are seem less and quick.

5
My transactions are seem less and quick. Also when dealing with an issue the team always resolve in a quick and professional manner. Reviewed on: 17th June 2026

when I want to purchase an item I

5
when I want to purchase an item I Reviewed on: 17th June 2026

One of the best

5
PayPal has been a life changer to me Reviewed on: 17th June 2026

Great customer service

5
Great customer service really enjoy using the system. Reviewed on: 17th June 2026

I enjoy the 4 months interest free purchase options...

4
I enjoy the 4 months interest free purchase options over £100 Reviewed on: 17th June 2026

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