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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy and reliable service

Easy and reliable service. One of the best apps to use. Almost any shop is linked to PayPal so handy to have an overview all in one place. Love it. Reviewed on: 12th July 2026

Very good

Very good experience, decent credit limit and good offers and most importantly acceptance in most online payment systems. Reviewed on: 12th July 2026

Incredible service and so easy to use!

Incredible service and so easy to use! Engaaaaaaland!!! Wooooooooo Reviewed on: 12th July 2026

New to pay pal

New to this so need more time to give an assessment Reviewed on: 12th July 2026

Never had a bad thing to say about paypal

Never had a bad thing to say about paypal Reviewed on: 12th July 2026

Its a great app, I always use it for ebay and amazon...

Its a great app, I always use it for ebay and amazon because I can go through paypal if I have a problem and they solve it and for that im thankful. Reviewed on: 12th July 2026

Excellent

Using PayPal for many years and never let me down Reviewed on: 12th July 2026

I am really happy using Paypal, debit and credit cards.

I am really happy using Paypal, debit and credit cards. Reviewed on: 12th July 2026

Wonderful app- is smooth, understanding and soooo he...

Wonderful app- is smooth, understanding and soooo helpful Reviewed on: 12th July 2026

When I started paypal then i deleted all my credit c...

When I started paypal then i deleted all my credit card because i think its more good then the other Reviewed on: 12th July 2026

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