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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Always use PayPal credit when available.

Always use PayPal credit when available. They are efficient when sorting out problems. Reviewed on: 27th May 2025

Top paypal

Good to use serve the purpose needed for makes life easy on payments Reviewed on: 27th May 2025

Excellent service.

Excellent service. Great customer service.Site easy to use Reviewed on: 27th May 2025

Hard to see all your credit card transactions, not o...

Hard to see all your credit card transactions, not obvious looking at your list of payments and payees and there seems to be an unusual delay on payments going through compared to other cards Reviewed on: 27th May 2025

Easyt to use can budget easier with pay pal

Easyt to use can budget easier with pay pal Reviewed on: 27th May 2025

Follow the rules and its a great help every month

I have had the need to use Pay Pal credit on one occasion and the Pay in Three facility many times, as long as you settle any outstanding agreements by the due date you can almost be guaranteed to be accepted .......its a great help if you are short of credit towards the end of the month Reviewed on: 27th May 2025

Very reliable

I needed a quick approach to accept card payments for an art fair, with paypal zettle it was all done on the same day Reviewed on: 27th May 2025

Paypal credit is one of my best financial options.

Paypal credit is one of my best financial options. I can get great payment terms on a wide range of products from a huge selection of partner stores. Highly Recommended! Reviewed on: 27th May 2025

Very good and smooth transaction

Very good and smooth transaction Reviewed on: 27th May 2025

Easy peasy

It's really easy and to use PayPal and I enjoy it 100% Reviewed on: 27th May 2025

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