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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145427 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145427)

Great user experience , easy to navigate.

Great user experience , easy to navigate. Prompts offers available, good credit offers, safe and secure. Great peace of mind Reviewed on: 17th June 2026

Easy to use, functional and accessible

Easy to use, functional and accessible Reviewed on: 17th June 2026

Love using paypal credit.

Love using paypal credit. I can pay over time and I know its safe to use online. Reviewed on: 17th June 2026

It’s so easy and universal - easily the best most pr...

It’s so easy and universal - easily the best most protective way to shop. Especially the interest fee options too, great value. Reviewed on: 17th June 2026

Spot on.using Paypal.

I've had little problem while using Paypal. When i've had reason to, they've usually been spot on. However, they do seem to be a bit slow. Reviewed on: 17th June 2026

Love PayPal credit works well for me

Love PayPal credit works well for me Reviewed on: 17th June 2026

I have not had a problem ever

I have not had a problem ever from paypal ,good customer care and excellent app. Reviewed on: 17th June 2026

Pay pal. Is fantastic

Pay pal.Credit is one of the best ways to buy things until you get paid and don't have the money at the time and you have time to pay it off.It's a fantastic way to receive it.Tones, when you don't have the money right at the time Reviewed on: 17th June 2026

Great thing to be able to have available

So easy and a good way to control your finances without going into debt for those things you wouldn’t normally be able to afford Reviewed on: 17th June 2026

Simple to use and self explanatory.

Simple to use and self explanatory. Reviewed on: 17th June 2026

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