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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145423 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145423)

Great for building credit score

Very easy to use and I love that so many retailers accept it and also my credit score has increased Reviewed on: 17th June 2026

Easy to use app with all what you need for day to da...

Easy to use app with all what you need for day to day visibility. I particularly love the pay over 4 months with 0% interest Reviewed on: 17th June 2026

Affordability

I’m very grateful for having being able to afford products due to the oaypal credit and oay in 3 options Reviewed on: 17th June 2026

I feel safe using PalPay.

I feel safe using PalPay. I use it for all my holiday bookings. I’ve never had any issues and a recent cancellation was processed quickly. During Covid I receive all holiday expenses back including flights and accommodation. PayPal credit is a saviour, not for credit but for the safety of transactions. Reviewed on: 17th June 2026

easy and simple

Its easy, affordable, integrated in to many online shops, the physical card allows me to use it in person not just online. Repayments are transparent easy Reviewed on: 17th June 2026

Great customer service and easy to use.

Whenever I have any issues they always help me sort them out promptly. Reviewed on: 17th June 2026

Great user experience , easy to navigate.

Great user experience , easy to navigate. Prompts offers available, good credit offers, safe and secure. Great peace of mind Reviewed on: 17th June 2026

Easy to use, functional and accessible

Easy to use, functional and accessible Reviewed on: 17th June 2026

Love using paypal credit.

Love using paypal credit. I can pay over time and I know its safe to use online. Reviewed on: 17th June 2026

It’s so easy and universal - easily the best most pr...

It’s so easy and universal - easily the best most protective way to shop. Especially the interest fee options too, great value. Reviewed on: 17th June 2026

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