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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have used PayPal credit for years, it's safe and e...

I have used PayPal credit for years, it's safe and easy to use, I have had an overall positive experience. Reviewed on: 12th July 2026

It is very safe to use.

It is very safe to use. The credit limit has been safely increased. Reviewed on: 12th July 2026

East borrow equals No Sorrow

Easy borrowing and pay back is really low which gives me time to gather rnoney up Reviewed on: 12th July 2026

Impeccable all-round service, especially dealing wit...

Impeccable all-round service, especially dealing with customer service Reviewed on: 12th July 2026

It’s a good way to buy anything without worries

It’s a good way to buy anything without worries Reviewed on: 12th July 2026

My problem solved

I’ve phoned PayPal twice with a problem. and I’ve found them more than helpful. They sorted out my account very efficiently Reviewed on: 12th July 2026

Easy experience very informative process.

Easy experience very informative process. Reviewed on: 12th July 2026

Paypal great financial flexibility

PayPal has allowed me to purchase things I wouldn't have been able to afford and I get the chance to pay up in 3 or pay over time. Whatever suits me. It makes me feel my transactions are secure online. Reviewed on: 12th July 2026

Happy with pay Pal but find it confusing when workin...

Happy with pay Pal but find it confusing when working out my pp credit balance Reviewed on: 12th July 2026

Good experience

Good .easy set up. Get paypal. You wont be disapointed Reviewed on: 12th July 2026

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