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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very easy to deal with any issues.

Very easy to deal with any issues. Also excellent to protect against poor services or products where the seller refuses to cooperate Reviewed on: 27th May 2025

Great service

Great pay in 3 option and 4 month no interest is Great! Reviewed on: 27th May 2025

Convenient, simple to use

Convenient, simple to use and easy to help with finance for purchases Reviewed on: 27th May 2025

PayPal is a simple to use product, I enjoy the fact...

PayPal is a simple to use product, I enjoy the fact that it’s so widely accepted Reviewed on: 27th May 2025

I am working musician .

I am working musician and their 4 month interest free credit really helps me spread the costs of items to manage cashflow for bigger value items. Reviewed on: 27th May 2025

Good experience overall some of the areas could be i...

Good experience overall some of the areas could be improved Reviewed on: 27th May 2025

Very convenient and easy to use.

Very convenient and easy to use. You can pay as much as you can afford at that time without the hassle Reviewed on: 27th May 2025

Great app, easy payments

Well the thing I like most about PayPal is that whenever I have had a legal issue or have been ripped off I can go legal and file a complaint. It's really easy to use and secure too. Reviewed on: 27th May 2025

I’ve had PayPal for a very long time and have never...

I’ve had PayPal for a very long time and have never had a problem. Customer service is excellent if you have problem with goods PayPal will help and resolve everything ASAP. Reviewed on: 27th May 2025

Easy to use and I feel safe to make purchases.

Easy to use and I feel safe to make purchases. I also find the customer service excellent and quick at responding. The terms and conditions are clear and I also find the option for 0% interest a help but also manageable. Reviewed on: 27th May 2025

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