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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Love it here

Enjoying it a lot here always really fast Reviewed on: 12th July 2026

Excellent service

I had an amazing experience with PayPal, easy process and excellent service. Reviewed on: 12th July 2026

Efficient and Excellent

My experience is and continues to be excellent….. when ever I need to transfer funds, pay pal is allows efficient Reviewed on: 12th July 2026

It is Amazing, fast and efficient.

It is Amazing, fast and efficient. I use it for everything. Reviewed on: 12th July 2026

I've been using PayPal for a while now and it's been...

I've been using PayPal for a while now and it's been really handy. It's easy to send and receive money, and I like how quick it is when paying for things online. I've never had any major problems, and it gives me a bit more confidence when buying from websites I haven't used before. Reviewed on: 12th July 2026

Exactly what it says on the tin.

Exactly what it says on the tin. Very quick payment both on credit and when payments are debits. Reviewed on: 12th July 2026

Always been a great service and never had any issues...

Always been a great service and never had any issues from PayPal Reviewed on: 12th July 2026

Peace of mind but be careful

I use Paypal for security reason and peace of mind. There were two occasions I did not receive proper advice which was costly for me. Reviewed on: 12th July 2026

Had an issue where my direct debit wasn’t set up pro...

Had an issue where my direct debit wasn’t set up properly. i rang customer services and they sorted it instantly and were very helpful Reviewed on: 12th July 2026

Fast and easy service to use reliable and I feel saf...

Fast and easy service to use reliable and I feel safe using PayPal Reviewed on: 12th July 2026

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