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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181155)

Excellent service, no complaints.

5
Excellent service, no complaints.. no issues. Quick to resolve any problems. Reviewed on: 12th July 2026
Andrea Franklin's avatar
Andrea Franklin

Secure Payments and Helpful Pay in 3 Option

5
've been using PayPal for several years and it's become my preferred way to pay online. I find it quick, convenient and reassuring not having to enter my card details on every website. Transactions are usually smooth, and I like being able to see all my purchases in one place. I've also found PayPal Pay in 3 really useful for spreading the cost of larger purchases over three payments, making it easier to budget without paying everything upfront. Overall, it's a service I use regularly and would happily recommend to others. Reviewed on: 12th July 2026
Ada B's avatar
Ada B

My chanse in life

5
Мне помогает пользоваться большими возможностями для улучшениями в жизни. Reviewed on: 12th July 2026
Rudina's avatar
Rudina

I value the secure and easy to use payment method.

5
I value the secure and easy to use payment method. Reviewed on: 12th July 2026
Alex's avatar
Alex

Pay in 3

5
Only got in touch with paypal twice and resolved my issue. Great for pay in 3 Reviewed on: 12th July 2026
Catherine Cunningham's avatar
Catherine Cunningham

Easy to use.

5
Easy to use. Straight forward and simple! Would recommended Reviewed on: 12th July 2026
Christopher P's avatar
Christopher P

For me a handy go to place

5
Hand for pay in 3 services, plus most ppl credit give 4 month @ 0% so can be convenient Reviewed on: 12th July 2026
Matt's avatar
Matt

Accepted everywhere

4
Accepted everywhere, especially now that they've provided physical cards Reviewed on: 12th July 2026
A O's avatar
A O

Wonderful service to have ease of access easy layout...

5
Wonderful service to have ease of access easy layout PayPal brilliant well done Elon musk Reviewed on: 12th July 2026
Bobby's avatar
Bobby

Excellent Credit Option with Flexible Payments

4
I've had a very positive experience using PayPal Credit. It's simple to apply for, easy to manage through the PayPal app and website, and makes larger purchases much more affordable by spreading the cost over time. The checkout process is quick and seamless, and I appreciate being able to keep track of my balance and payments in one place. Customer support has also been helpful whenever I've had questions. As long as you make payments on time and understand the terms, PayPal Credit is a convenient and reliable way to manage purchases. I would definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 12th July 2026
Shaz 's avatar
Shaz

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