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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to navigate it's been a part of my life for so...

Easy to navigate it's been a part of my life for so long Reviewed on: 12th July 2026

Handy option

Fairly treated by the company another option to boost one's finances if required for one off purchase or treats now and then Reviewed on: 12th July 2026

Customer service team helpful

Customer service team always helpful and resolve case soon. Reviewed on: 12th July 2026

It helps me to pay for items in a flexible way of pa...

It helps me to pay for items in a flexible way of payment and timely. Reviewed on: 12th July 2026

Simple and easy to use.

Simple and easy to use. Quick and straightforward. Great service also has the pay in 3 option which is ideal for large purchases. And also offers the buyer protection incase of any issues Reviewed on: 12th July 2026

PayPal is a straight forward provider for digital pa...

PayPal is a straight forward provider for digital payments with good consumer protection, customer service was helpful and able to resolve issues straight away Reviewed on: 12th July 2026

I am pleased with my experience, when I was in a bad...

I am pleased with my experience, when I was in a bad spot PayPal credit helped me to resolve my issues and still have enough to survive. Reviewed on: 12th July 2026

Best payment vehicle!

I am always treated with the utmost respect by PayPal whenever I have a query. Trust PayPal when paying for goods as they will always protect you...great sense of comfort! Abilitybto pay over 3 months interest fee is brilliant. PayPal credit is a great feature. Reviewed on: 12th July 2026

Love Pay In 3

Love Pay In 3 and other options as makes a real difference to be able to spread cost over time. Sufficient checks in place, though sometimes can be a bit of a blocker if transaction queried. Trust and love the brand, though. Reviewed on: 12th July 2026

I have been using PayPal for close to 15 years now ,...

I have been using PayPal for close to 15 years now , and my experience with them has been excellent, the ease at which I can use them to pay bill and shop online is second to none. Plus the payment options with PayPal makes paying stress free. Reviewed on: 12th July 2026

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