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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I have had a great experience

I have had a great experience with PayPal Customers Service when I needed to understand a statement and a payment that I had missed. Overall I was glad that I got in touch and the customer services agent was knowledgeable and helpful. Reviewed on: 27th May 2025

Great service, does what it says it will do, and is...

Great service, does what it says it will do, and is easy to use across many buying platforms. Reviewed on: 27th May 2025

Paypal is now my go to payment option

Paypal is now my go to payment option for pretty much everything, seamless transaction process everytime. Reviewed on: 27th May 2025

Good app, secure, and good credit options.

Good app, secure, and good credit options. Reviewed on: 27th May 2025

Always easy to contact someone great way to help me...

Always easy to contact someone great way to help me afford to love with flexible payments Reviewed on: 27th May 2025

Paypal is effortless

PayPal is so effortless to use, and the ability to spread payments makes it really flexible. Reviewed on: 27th May 2025

User friendly

Always easy to use and knowing transactions are all safe and quick and secure Reviewed on: 27th May 2025

Simple & Easy

A great payment platform. Simple and easy to use. Reviewed on: 27th May 2025

I love occasionally discounts provided especially wh...

I love occasionally discounts provided especially when shopping on ebay Reviewed on: 27th May 2025

Got the buy now pay later quickly

Got the buy now pay later quickly Reviewed on: 27th May 2025

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