Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145400 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145400)

Really easy to use, good options to spread coat in p...

Really easy to use, good options to spread coat in purchases Reviewed on: 17th June 2026

Great company to deal with *****.

Great company to deal with *****. Good selection of ways to pay and very easy to navigate. Reviewed on: 17th June 2026

Fantastic platform!

I use PayPal regularly for a wide range of payments, and the introduction of PayPal+ has been a valuable enhancement to the service. The rewards points feature provides an added incentive to use the platform more often. PayPal is straightforward to navigate and is accepted by the vast majority of merchants, making transactions quick, convenient, and hassle-free across many different types of purchases. Reviewed on: 17th June 2026

Kev golding

All ways good and helpful........................ Reviewed on: 17th June 2026

Attractive rates

Paypal offers several ways of payment at attarctoive rates. I really like paying in 3 installments! Reviewed on: 17th June 2026

I have used PayPal for years and never had a problem...

I have used PayPal for years and never had a problem and customer service is very very good. Reviewed on: 17th June 2026

PayPal pay in 3 is great - it allows me to make purc...

PayPal pay in 3 is great - it allows me to make purchases without the pressure of a lump sum Reviewed on: 17th June 2026

Used PayPal for over 10 years buying and selling alw...

Used PayPal for over 10 years buying and selling alway helpful easy to work with Reviewed on: 17th June 2026

It’s great straight forward app is amazing

It’s great straight forward app is amazing Reviewed on: 17th June 2026

Ive never had a bad experience with paypal.

Ive never had a bad experience with paypal. The pay in 3 function is fantastic. The customer service can be a little frustrating because of the automation is difficult to get the right answers to some of the questions but thats the AI. It's easier to just speak with a real person at paypal if youre queries are a little more complex. Over really great app. Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76368 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub