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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Highly recommend

Easy to navigate app. Terrific customer service when I had issue with vendor & payment extremely satisfied with outcome & their handling of issue Reviewed on: 12th July 2026

So far no issues.

So far no issues. I’ve used the service couple of times, then paid the amount, simple and it works. Reviewed on: 12th July 2026

My Review of PayPal

Easy and widely accepted for online shopping. * Buyer Protection can help when eligible purchases don’t arrive or are significantly different from the description. * Fast and convenient for sending and receiving money. * smooth transactions and successful refunds. Reviewed on: 12th July 2026

PayPal is an excellent company.

PayPal is an excellent company. The credit use is brilliant as it allows you the opportunity to make necessary purchases and repay it later. Reviewed on: 12th July 2026

Exceptional

Very satisfied and highly recommended. Reviewed on: 12th July 2026

Easy to use

Never any problems with transfers and payments. Easy to use even for technofoobs. Reviewed on: 12th July 2026

It took a while to speak to someone but when I did s...

It took a while to speak to someone but when I did she was very helpful Reviewed on: 12th July 2026

Had a problem with a purchase but one call and it wa...

Had a problem with a purchase but one call and it was sorted Reviewed on: 12th July 2026

Really good & great customer services

Really good & great customer services Reviewed on: 12th July 2026

fast at fealing with any issues great customer service

fast at fealing with any issues great customer service Reviewed on: 12th July 2026

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