Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180857)

They are very handy good to use them very secure

They are very handy good to use them very secure Reviewed on: 15th June 2026

Used recently to purchase a guitar.

Used recently to purchase a guitar. Always a very easy option to pay and the 0% repayment is really useful. I’ve not tried it for longer term payments so not sure on typical charges. Would recommend - app is really user friendly too. Reviewed on: 15th June 2026

I am protected using PayPal I would recommend it to...

I am protected using PayPal I would recommend it to my friends and family Reviewed on: 15th June 2026

I regularly use PayPal.

I regularly use PayPal. I feel safe with my money knowing that my purchases are protected . I love the flexibility to pay later if I need to . It is easy and reliable to use . Reviewed on: 15th June 2026

Value for money

Easy to get the answer when you most needed Reviewed on: 15th June 2026

I use PayPal credit very often and I am very satisfi...

I use PayPal credit very often and I am very satisfied with the service, fast payment option without any problems Reviewed on: 15th June 2026

Good payment option

easy to use app, works with many retailers. Reviewed on: 15th June 2026

Enjoying the interest free months

Enjoying the interest free months Reviewed on: 15th June 2026

Exellant product, 4 month no interest payments is a...

Exellant product, 4 month no interest payments is a game changer for me. The £20 sing up bonus was also a great welcome gift and is what convinced me to sign up. That along with a generous credit limit a no-brainer for me Reviewed on: 15th June 2026

Customer service has always been great

Customer service has always been great Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101057 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub