Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,772 reviews, last reviewed 8th Apr 2026
643700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer I was a little sceptical at first but found the service excellent and very professional. Very competitive product and easy to understand with good inf... Read more Reviewed on: 8th April 2026
Martin P's avatar
Martin P

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57772)

Best way to pay

5
I always use PayPal to pay for things online as its a great way to safeguard your money against scammers or items just being lost in the post Reviewed on: 4th June 2024
Lynette a's avatar
Lynette a

It's a yes from me! .

5
Easy to view & understand statements. A safe way to pay , options for payments. No hassle in using app Reviewed on: 4th June 2024
Jeannie's avatar
Jeannie

I always feel save when I use PayPal credit

5
I always feel save when I use PayPal credit and it helps me able to live my life without worry and stress ! Reviewed on: 4th June 2024
Caitlin i's avatar
Caitlin i

Great service and easy to use.

5
Great service and easy to use. PayPal credit is super helpful and gives you more options when purchasing items. Reviewed on: 4th June 2024
Sunna D's avatar
Sunna D

It's okay, really easy to apply, easy to use or just...

5
It's okay, really easy to apply, easy to use or just let it be for hard day Reviewed on: 4th June 2024
Alma 's avatar
Alma

PayPal is always reliable

5
I’ve been using PayPal for years and it’s so reliable and easy to use, and recently I’ve started using PayPal credit and I’m equally impressed it’s really good I’m always so happy with the service that PayPal offers Reviewed on: 4th June 2024
Tansinp's avatar
Tansinp

Never had any issues

5
Never had any issues with PayPal. Always there when I needed to use PayPal app for purchases. Reviewed on: 4th June 2024
Tamanna M's avatar
Tamanna M

User friendly and safe.

5
I’ve used PayPal for years because it’s easy to use. Buyer protection is fantastic. I feel safe buying with PayPal. Reviewed on: 4th June 2024
Vinnie C's avatar
Vinnie C

Good customer service

5
I contacted PayPal once a while back and recall the service and staff been very good. Reviewed on: 4th June 2024
Yasmin K's avatar
Yasmin K

Paypal is an efficient way to spend and use money.

5
Paypal is an efficient way to spend and use money. The app is clear, the customer support are helpful. Their credit options a good for everyday life. Reviewed on: 4th June 2024
Buks's avatar
Buks

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill