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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

Yes good

Hello is very helpful i am grateful Reviewed on: 15th June 2026

I have worked with PayPal more 5 years ago and I hav...

I have worked with PayPal more 5 years ago and I have good experience to have PayPal account. With provide me facility to buy anything. Reviewed on: 15th June 2026

My Go To for Flexible, Interest Free Purchases

I’ve found PayPal Credit genuinely helpful for managing everyday purchases without stress. The 0% for 4 months feature is brilliant for things I need right away but want to pay off gradually. As long as I stay disciplined and clear the balance within the offer period, it gives me flexibility without costing extra. I also like how easy it is to use — it’s already built into my PayPal account, so checkout is quick and secure. The statements are clear, and I can see exactly what I owe and when. It’s not something I rely on constantly, but as a backup option for unexpected costs or bigger purchases, it’s been a reliable and straightforward service. Reviewed on: 15th June 2026

Good process with no issues.

Good process with no issues. Simple and easy to use for all types of transactions. Reviewed on: 15th June 2026

Never had an issue getting credit or transfering funds.

Never had an issue getting credit or transfering funds. Top banana. Reviewed on: 15th June 2026

Easy to use, reliable way of spreading cost

Easy to use, reliable way of spreading cost of payments if not ready to pay full amount. No fee service makes it a preferred method. Only consideration is the high interest applied to credit if not paid off in full. Reviewed on: 15th June 2026

From start to finish the service was excellent

From start to finish the service was excellent Reviewed on: 15th June 2026

Excellent service

Excellent service, app is easy to use, customer service is exceptional Reviewed on: 15th June 2026

Simple & easy

PayPal has always been straight forward to use & provide excellent in & out transactions Reviewed on: 15th June 2026

Its been a good experience with paypal

Its been a good experience with paypal Reviewed on: 15th June 2026

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