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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,725 reviews, last reviewed 8th Apr 2026
639200% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to work with Easy to work with and a really connected app Reviewed on: 8th April 2026
Andrew G's avatar
Andrew G

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57725)

Very happy with the service,

5
Very happy with the service, always there when needed Reviewed on: 4th June 2024
Zahid 's avatar
Zahid

Easy to organise and manage, user friendly, reliable

5
Easy to organise and manage, user friendly, reliable Reviewed on: 4th June 2024
Tasha D's avatar
Tasha D

Pay in 3 so easy and economical.

5
Pay in 3 so easy and economical. Don't break the bank Reviewed on: 4th June 2024
Herbert F's avatar
Herbert F

PayPal credit

5
Very easy to use, have helped me have the ability to purchase items at a manageable amount over a period of time, rather than a lump sum. Making Christmas & birthdays a little easier to manage buying the more expensive gifts. Reviewed on: 4th June 2024
Susan F's avatar
Susan F

They were very helpful when I bought ferry tickets t...

5
They were very helpful when I bought ferry tickets that didn’t come through Reviewed on: 4th June 2024
Stuart M's avatar
Stuart M

Had a few issues with refunds, sorted within 48 hours.

5
Had a few issues with refunds, sorted within 48 hours. Reviewed on: 4th June 2024
Terri JB's avatar
Terri JB

It’s helped me with every purchase especially tickets

5
It’s helped me with every purchase especially tickets Reviewed on: 4th June 2024
Kubra P's avatar
Kubra P

Great service when having an issue with my account

5
Great service when having an issue with my account Reviewed on: 4th June 2024
Harry G's avatar
Harry G

Good service

5
I found costumer services very good and helpful. Reviewed on: 4th June 2024
Isabel P's avatar
Isabel P

Love using paypal credit when I am short of money or...

5
Love using paypal credit when I am short of money or just before payday Reviewed on: 4th June 2024
Elizabeth 's avatar
Elizabeth

Review PayPal: PayPal Credit now

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