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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57631 reviews)

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4.91

Based on 57,631 reviews, last reviewed 8th Apr 2026

630500% increase in 5 star reviews

in the past 90 days

1900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have not had a problem with PayPal, easy to navigate... Have not had a problem with PayPal, easy to navigate, payment is easy, very happy with everything Reviewed on: 8th April 2026

Latest lowest rating:

1

Paypal Credit damanged my credit over about £6. Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57631)

good flexibility

helped me.several.times spread the cost of what I wanted. it's becoming more and more available on most websites and it offers flexibility Reviewed on: 4th June 2024

Super simple and easy app.

Super simple and easy app. Safe and a great way to send money to friends and family. If PayPal is offered at checkout I always use. I can link my credit card to it as well so get that added protection. Reviewed on: 4th June 2024

PayPal is easy to use.

PayPal is easy to use. PayPal app is easy to navigate. Reviewed on: 4th June 2024

I love PayPal credit as I can get import items and s...

I love PayPal credit as I can get import items and spread the cost . Helps me manage and payments are low , if I haven't payed off in full .Also takes worry away in case the sellers are fake . Reviewed on: 4th June 2024

Very useful

Very useful for paying purchases online Reviewed on: 4th June 2024

So easy to use plus I always feel safe paying with...

So easy to use plus I always feel safe paying with PayPal. Reviewed on: 4th June 2024

Easy and straightforward payment process

Easy and straightforward payment process Reviewed on: 4th June 2024

PayPal has it all

Easy process - simple to understand - excellent dashboard - powerful app. Very easy to apply for credit / pay in three etc. Reviewed on: 4th June 2024

Great service to use!!

Paypal credit is very handy im very happy that i applied and would recommend everyone to join! Reviewed on: 4th June 2024

I like pay pal it easy and simple use

I like pay pal it easy and simple use Reviewed on: 4th June 2024

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