Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180857)

Using PayPal is so easy and very flexible.

Using PayPal is so easy and very flexible. I love being able to benefit all the time from interest free option for all purchases not just a limited time when you join. Reviewed on: 15th June 2026

I love it you can pay it almost everywhere

I love it you can pay it almost everywhere Reviewed on: 15th June 2026

Gives us more options to split the payments , also t...

Gives us more options to split the payments , also the interest rate is quite less compared to to other credit providers . Reviewed on: 15th June 2026

So easy and quick to use and safe

So easy and quick to use and safe Reviewed on: 15th June 2026

Paypal is the best

I been a paypal member for more than 9 years and paypal helps me a lot with my shopping expenses ,like clothes ,shoes and other things.THats why i recomend to my friends and family to get a paypal account. Reviewed on: 15th June 2026

Almost everything is good with PayPal Credit.

Everything is good with PayPal Credit. Almost.The only problem is payments appears in app with HUGE delays. In most of others Credit card apps it appears in seconds or few minutes, not in decades! Reviewed on: 15th June 2026

Good experience overall satifactory

Good experience overall satifactory Reviewed on: 15th June 2026

Very easy to use and safe.

Very easy to use and safe. Never had to use customer services but im sure they'd be great to deal with Reviewed on: 15th June 2026

I have great experience customer service not complai...

I have great experience customer service not complain at all good service Reviewed on: 15th June 2026

Very quick problem resolving, easy to use app.

Very quick problem resolving, easy to use app. Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101060 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub