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PayPal: PayPal Credit reviews

4.91
Based on 57,579 reviews, last reviewed 8th Apr 2026
625700% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My exprience with paypal has been great over the yea... My exprience with paypal has been great over the years, I have always used paypal for my online transaction since the early 2000. if the suppier does ... Read more Reviewed on: 8th April 2026
Bernard B's avatar
Bernard B

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57579)

Fab service

5
Always great service and options available Reviewed on: 4th June 2024

Easy to use and confident with the security

5
Easy to use and purchase with, much prefer to other platforms. I have confidence in the security of PayPal, the credit options are great and flexible Reviewed on: 4th June 2024

Easy to use , quick , convenient

5
Easy to use , quick , convenient Reviewed on: 4th June 2024

Always a goog service never problems.

5
Always a goog service never problems. If so gets sorted out good overall service Reviewed on: 4th June 2024

Just easy to use, easy to apply for credit

5
Just easy to use, easy to apply for credit Reviewed on: 4th June 2024

Quick and easy to use.

5
Quick and easy to use. Resolving issues is also efficient. Reviewed on: 4th June 2024

Helpfull

5
This helps me when I haven’t got any money before I get paid. Reviewed on: 4th June 2024

Paypal credit is good, if you need something now bu...

5
Paypal credit is good, if you need something now but xany afford it. Never spoken to anyone so couldn't rate customer service as excellent. But love paypal credit Reviewed on: 4th June 2024

Use it little and often and it is really helpful for...

5
Use it little and often and it is really helpful for purchase of things that I need when it is not pay day - it is easy to see how much I owe and how to avoid paying interest. Reviewed on: 4th June 2024

Mostly good

5
I have never had and issues with PayPal, the app or if I have had to contact them. The only thing I have difficult with is the user interface with knowing which payments for from where and from when. Natwest has a better way viewing payments Reviewed on: 4th June 2024

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