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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,531 reviews, last reviewed 8th Apr 2026
621200% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good as well just reduce time it takes to reflect ba... Good as well just reduce time it takes to reflect bank transfer amount from UK bank to PayPal. Reviewed on: 8th April 2026
AA's avatar
AA

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57531)

make life easier , give you the opportunity to...

5
make life easier , give you the opportunity to breath Reviewed on: 4th June 2024
cristina p's avatar
cristina p

Paypal aways there to help.

5
Paypal aways there to help. Easily managed on app and can use payment for so many products now. Reviewed on: 4th June 2024
Nat's avatar
Nat

Paypal credit is easy to use

5
Paypal credit is easy to apply for and use and I have received excellent customer service whenever needed. Reviewed on: 4th June 2024
Steven's avatar
Steven

Very easy

5
Very easy to use and efficient and you need use Reviewed on: 4th June 2024
Glauco Passarella 's avatar
Glauco Passarella

Best App

5
Best experience also in terms of credit service. They offered me 2000 GBP credit card offer and also they do have pay in 3 option without interest which is one of the best feature you won't find elsewhere. Reviewed on: 4th June 2024
Acsahmol M's avatar
Acsahmol M

Found paypal Cresit to be easy to use

5
Found paypal Cresit to be easy to use Reviewed on: 4th June 2024
Jon f's avatar
Jon f

There when you need it.

5
I regularly use PayPal credit for large purchases. If in an emergency it is always good to know that the service is there for me to use. Ensure you can afford the repayments and you have absolutely no issues. Excellent quality. Reviewed on: 4th June 2024
Ryan H's avatar
Ryan H

Great service and trusted site.

5
Great service and trusted site. Very helpful & supportive when a company lets you down. Reviewed on: 4th June 2024
Chris H's avatar
Chris H

Very easy to use, good customer service, easier than...

5
Very easy to use, good customer service, easier than applying for bank credit Reviewed on: 4th June 2024
Kool's avatar
Kool

Good, very good excellent.

5
Good, very good excellent. I love using paypal Reviewed on: 4th June 2024
Muinat G's avatar
Muinat G

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