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PayPal: PayPal Credit reviews

4.91
Based on 57,476 reviews, last reviewed 8th Apr 2026
616000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very user friendly. Very user friendly. Compatible with most websites. Auto direct debit is handy to avoid additional charge. Reviewed on: 8th April 2026
Alvin T's avatar
Alvin T

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (57476)

Excellent

5
Since I have been with paypal over the years I have had an excellent experience in all sectors, customer service has always been excellent and my money has always been protected by PayPal especially in cases where there has been unfulfilled transactions paypal made sure I hot refunded. Reviewed on: 4th June 2024

Paypal Credit - A Must For PayPal Users!

5
Paypal Credit has always resolved issues I have had with transactions. Paypal Credit also has attractive offers which I have benefitted from over the years. I am currently enjoying one of them. Reviewed on: 4th June 2024

Prompt service, easy to use.

5
Prompt service, easy to use. Because it's secure, and automated, it gives peace of mind Reviewed on: 4th June 2024

Excellent credit company

5
0% intrest for 4 months on £99+ spend is all time favourite offer and that makes PayPal unique over all other major credit cards. Reviewed on: 4th June 2024

Its been handy and usefull the payment dates are pre...

5
Its been handy and usefull the payment dates are pretty well known I simply wish it wouldn't take 4 days for paymente to process Reviewed on: 4th June 2024

Great quick easy way shopping

5
Great quick easy way shopping gives you many options in buying products and protecting your money Reviewed on: 4th June 2024

Very good app and excellent service

5
Very good app and excellent service Reviewed on: 4th June 2024

Very good it’s really helpful , it easily pay

5
Very good it’s really helpful , it easily pay Reviewed on: 4th June 2024

good service, no any extra charge, highly suggestion...

5
good service, no any extra charge, highly suggestion friend and family. Reviewed on: 4th June 2024

So easy and helpful to manage your money.

5
So easy and helpful to manage your money. Reviewed on: 4th June 2024

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