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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57385 reviews)

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4.91

Based on 57,385 reviews, last reviewed 8th Apr 2026

607600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I have used Paypal Credit for years now. I have used Paypal Credit for years now. Mostly for bigger purchases and I find it very straightforward. Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57385)

My experience with PayPal Credit has been excellent.

My experience with PayPal Credit has been excellent. I would highly recommend it to anyone. Reviewed on: 3rd June 2024

The service is fast And the customer service is very...

The service is fast And the customer service is very nice Reviewed on: 3rd June 2024

PayPal is the best

Excellent way to shop more. The experience till now has been great and will definitely ask people to use PayPal but obviously ask to think before using any credit. Reviewed on: 3rd June 2024

PayPal is a great, quick and easy..

PayPal is a great, quick and easy way to pay for goods online. I've been using PayPal for transactions over 15 years now and have never had any issues with their service. Great at sorting any problems out when selling to others and can't fault their response times for quick resolutions. Reviewed on: 3rd June 2024

Absolutely brilliant easy fo use game changer

Absolutely brilliant easy fo use game changer Reviewed on: 3rd June 2024

Practical payment method without the stress!

Paypal credit has been a convenient line of credit which give me added peace of mind. I'm always confident when I have chosen to use Paypal because I am assured that there customer service is easy to reach and extremely responsive. I have never experienced any waiting time to reach customer service and this helps to eliminate my anxiety especially when I face issues with orders I have made. Reviewed on: 3rd June 2024

Would recommend

Never had any problems always pay on time I use often love the three months interest free. Reviewed on: 3rd June 2024

14 years with PayPal

I use PayPal for 14 years pretty much daily. Reviewed on: 3rd June 2024

Great customer service when asking about my payment

Great customer service when asking about my payment Reviewed on: 3rd June 2024

PayPal has always been a great method of payment and...

PayPal has always been a great method of payment and such an easy experience. Would highly recommend to anyone if you want an easy life Reviewed on: 3rd June 2024

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