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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180865)

Very good easy to use and enjoable feachers

5
Very good easy to use and enjoable feachers Reviewed on: 15th June 2026

It's been great for those emergency moments.

5
It's been great for those emergency moments....completely broken down cooker for example! I would love an option to spread the cost further maybe 6 & 12 months Reviewed on: 15th June 2026

Never had a poor experience using PayPal.

5
Never had a poor experience using PayPal. Reviewed on: 15th June 2026

Only had very good experiences with PayPal.

5
Only had very good experiences with PayPal. Had a couple of issues with websites that I have bought from and PayPal had no problem with refunding my money on theses issues. It gives me that extra security when purchasing online. Reviewed on: 15th June 2026

contact customer service once

5
I have only had to contact customer service once and it was a bit of a troll to get to the advisor but they were helpful once I got through Reviewed on: 15th June 2026

Using PayPal credit very often as find it best opti...

5
Using PayPal credit very often as find it best option for short term interest free Reviewed on: 15th June 2026

I have been using PayPal for many years.

5
I have been using PayPal for many years and have always found their service to be perfect throughout, easy transactions, great protection, customer service has been excellent. Reviewed on: 15th June 2026

Love using PayPal for on line purchases.

4
Love using PayPal for on line purchases for the security behind you buying on line. The pay in 3 option make large purchases so much easier. I also use PayPal to send money abroad to my family in Norway. It's a lot quicker and cheaper than a bank transfer. Reviewed on: 15th June 2026

Smooth and wonderful.

4
Smooth and wonderful. Service is always smooth Reviewed on: 15th June 2026

They kept reducing my available credit

4
They kept reducing my available credit Reviewed on: 15th June 2026

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