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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal is a fantastic help when you're short on cash...

PayPal is a fantastic help when you're short on cash,the pay in 3 options and PayPal credit ate fantastic so thank you PayPal. Reviewed on: 26th May 2024

Great app

Useful for receiving money earnt via surveys of selling something. Great pay in 3 payment. Reviewed on: 26th May 2024

A great service.

A great service.and a good way to pay for items with no expensive fees.i would recommend PayPal credit. Reviewed on: 26th May 2024

Too many emails, too many changes from time to time.

Too many emails, too many changes from time to time. Reviewed on: 26th May 2024

easy to use.

easy to use. gives you flexibility with your day to day finance. gives you the opportunity to balance and budget your spending when using the pay in 3 as wel Reviewed on: 26th May 2024

I've never had any issues with pp credit.

I've never had any issues with pp credit. I've always paid on time and found it a great help when I haven't had enough funds to purchase items. It's very easy to set up and use this service. . Reviewed on: 26th May 2024

Using it on monthly basis.

Using it on monthly basis. Clear rules. No hidden costs. Highly recommend Reviewed on: 26th May 2024

Paypal good service provided and very easy

Paypal good service provided and very easy Reviewed on: 26th May 2024

Good experience and much better service

Good experience and much better service Reviewed on: 26th May 2024

Highly recommend

Easy ,convenient and safe to use Reviewed on: 26th May 2024

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