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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180867 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180869)

0% for 4 Months

I’ve been using PayPal Credit for a while now, and its standout feature is easily the 0% interest for 4 months on any purchase over £99. What I love about it is that it isn't just a one-time sign-up bonus; it applies every single time you spend £99 or more. It’s been an absolute lifesaver for splitting up the cost of bigger, unexpected expenses—like tech upgrades or car repairs—without having to pay a penny extra in interest. Plus, because it’s built right into my digital wallet, checking out online is incredibly fast and hassle-free. Reviewed on: 15th June 2026

Always happy with using PayPal

I have used PayPal regularly for 20 years and never had an issue. I only use PayPal Credit if I know I can pay it off within the interest free period to avoid getting into debt. My personal experience is that it is a safe, secure method of payment. Reviewed on: 15th June 2026

The experience is smooth.

The experience is smooth. The payments and repayments are easily. Interest free payments utpo 3 months is really handy Reviewed on: 15th June 2026

This is the best credit card ever

This is the best credit card ever Reviewed on: 15th June 2026

Rahmat Shah farooqi $5000

Send many from Afghanistan jalalabad city this number 0700984119 Reviewed on: 15th June 2026

PayPal Credit - AVOID

PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update even when you pay towards it which is confusing. You also get no reminders for when 0% APR offers end, as they want you to forget and be charged more. Cleared my credit card and will never be using it again. Reviewed on: 15th June 2026

It’s so easy to use.

It’s so easy to use. No issues whatsoever and very flexible. It’s given me so many options over the years. Most especially travel. Reviewed on: 15th June 2026

Paypal credit is the best thing ever.

Paypal credit is the best thing ever.I can pay interest free for 4 months and book all my holidays with it, Thank you paypal. Reviewed on: 15th June 2026

Any problems I have had was resolved

Any problems I have had was resolved Reviewed on: 15th June 2026

Never had an issue, years using

I never had an issue with paypal, in years using it. It is very good Reviewed on: 15th June 2026

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