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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Iv used PayPal for several months very good customer...

Iv used PayPal for several months very good customer service Reviewed on: 26th May 2024

Very Useful

Paypal is very useful as an everyday tool and Paypal Credit is handy for emergencies. I have never had any issues with Paypal and have used for purchases and transferring money to family quickly. They helped with issues Ive had with purchases in the past. Reviewed on: 26th May 2024

PayPal credit has helped me out massively and can pa...

PayPal credit has helped me out massively and can pay back monthly Reviewed on: 26th May 2024

I have used PayPal for many years and they have neve...

I have used PayPal for many years and they have never let me down It's a very usefull tool Reviewed on: 26th May 2024

Safe and secure transactions.

Safe and secure transactions. Also, very easy to use Reviewed on: 26th May 2024

Easy to use and good for fleaxable paynent.

Easy to use and good for fleaxable paynent. Reviewed on: 26th May 2024

Very nice and helpful service

Very good service with reasonable repayment options. Reviewed on: 26th May 2024

They make buying easy and safe to use

They make buying easy and safe to use Reviewed on: 26th May 2024

Easy, safe and fast

Paypal makes payments Easy, safe and fast. With todays online safety concerns this helps me feel more at ease and i know my money is protected and safe. It makes selling and buying a more pleasurable experience for all. Reviewed on: 26th May 2024

Quick approval, easy to use.

Quick approval, easy to use. Good option when you need to buy something but have not enough founds Reviewed on: 26th May 2024

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