Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180872)

PayPal credit has really helped me out

5
PayPal credit has made it possible to extend my payments over a longer period, and so made my purchases possible. Reviewed on: 15th June 2026

Been with PayPal for years.

5
Been with PayPal for years. Whenever there has been a problem, it has always been resolved effectively. Reviewed on: 15th June 2026

I've had a great experience with PayPal Credit.

5
I've had a great experience with PayPal Credit. The application process was straightforward, payments are easy to manage through my PayPal account, and the promotional interest-free offers on eligible purchases have been really helpful. It's made larger purchases more manageable, and I've found the service reliable and convenient. Overall, I'm very satisfied and would recommend it to anyone looking for a flexible payment option. Reviewed on: 15th June 2026

Incredible

5
Smooth and seamless service and I can recommend . Simply the best, flexible and user friendly experience Reviewed on: 15th June 2026

Easy to use app.

5
Easy to use app. Quick response time if support needed. Reviewed on: 15th June 2026

difficult...

5
It’s really useful to have when it can be difficult sometimes to pay upfront Reviewed on: 15th June 2026

Excellent service

5
I’ve found PayPal to be incredibly simple and useful. I especially like PayPal Credit, which I use a lot because of the 4 months 0% interest - so helpful for managing larger purchases! Can’t fault my experience! Reviewed on: 15th June 2026

I have/had good experience with PayPal services.

5
I have/had good experience with PayPal services. Quick payments and refunds reflect in good/mean time with the app. Reviewed on: 15th June 2026

No 1 market leader for me!

5
Trusted, professional company ,friendly customer service. My go to for big purchases to pay in 3! Reviewed on: 15th June 2026

There when you need it

5
Always a great help for those unforeseen circumstances Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101076 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products