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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal is perfect

Everything I have done with PayPal is perfect. Would highly recommend Reviewed on: 26th May 2024

PayPal is very easy to use and always fast with paym...

PayPal is very easy to use and always fast with payment Reviewed on: 26th May 2024

It’s easy to use and can use it for most...

It’s easy to use and can use it for most web sites Reviewed on: 26th May 2024

Happy customer.

Good deals on lots of sites through pay pal and good interest rates. . Reviewed on: 26th May 2024

Really easy to use and a great 0% offer.

Really easy to use and a great 0% offer. The reason I wouldn't 10/10 recommend is because I don't think everyone has the means to responsibly manage credit, but for those who do, it is a great service. Reviewed on: 26th May 2024

Amazing Exellent

I always use PayPal for peace of mind, the pay in 3 is brilliant for helping to spread the cost over 3 months, really great customer service. Reviewed on: 26th May 2024

Excellent service !

Excellent service ! Always attentive and with more security for the account. Reviewed on: 26th May 2024

Applying for paypal credit was easy!

Applying for paypal credit was easy! And less hassles! Reviewed on: 26th May 2024

Very good customer service.always there to help

Very good customer service.Always accurate and helpful Reviewed on: 26th May 2024

I claimed for a missing order and got my money back...

I claimed for a missing order and got my money back very quickly. Reviewed on: 26th May 2024

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