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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to use,and excellent customer service

Easy to use,and excellent customer service Reviewed on: 26th May 2024

My experience with PayPal credit has been amazing!

My experience with PayPal credit has been amazing! Simple to set up and use, I was approved quickly, and they gave me a high credit limit which enabled me to purchase what I wanted. PayPal had an offer with the company I brought from which enabled me to pay 0% interest over a set period. I love it! Would definitely recommend PayPal credit for anyone whose interested in getting a credit card to increase their score or just to make a large purchase. Reviewed on: 26th May 2024

Great price low interest would recommend

Great price low interest would recommend Reviewed on: 26th May 2024

PayPal credit is really good especially if you need...

PayPal credit is really good especially if you need to pay for things and you can’t afford to pay for it in one go, and knowing that you have 4 months to pay for it with out paying any interest. Reviewed on: 26th May 2024

Fantastic service cannot fault

Never had any issues I have always had great customer service if I require a refund. Love PayPal my first choice when paying Reviewed on: 26th May 2024

Using PayPal credit is so Easy to use I would recomm...

Using PayPal credit is so Easy to use I would recommend it Reviewed on: 26th May 2024

Great responsable lending easy to use

Great responsable lending easy to use Reviewed on: 26th May 2024

PayPal is perfect

Everything I have done with PayPal is perfect. Would highly recommend Reviewed on: 26th May 2024

PayPal is very easy to use and always fast with paym...

PayPal is very easy to use and always fast with payment Reviewed on: 26th May 2024

It’s easy to use and can use it for most...

It’s easy to use and can use it for most web sites Reviewed on: 26th May 2024

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