Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

I have been with PayPal for so many years I found th...

I have been with PayPal for so many years I found that it is the best Reviewed on: 26th May 2024

Not to good one.

Not to good one. More need to be done to make customers understand what and how PayPal credit works Reviewed on: 26th May 2024

Good experience and quality customer service

Good experience and quality customer service Reviewed on: 26th May 2024

Easy to use,and excellent customer service

Easy to use,and excellent customer service Reviewed on: 26th May 2024

My experience with PayPal credit has been amazing!

My experience with PayPal credit has been amazing! Simple to set up and use, I was approved quickly, and they gave me a high credit limit which enabled me to purchase what I wanted. PayPal had an offer with the company I brought from which enabled me to pay 0% interest over a set period. I love it! Would definitely recommend PayPal credit for anyone whose interested in getting a credit card to increase their score or just to make a large purchase. Reviewed on: 26th May 2024

Great price low interest would recommend

Great price low interest would recommend Reviewed on: 26th May 2024

PayPal credit is really good especially if you need...

PayPal credit is really good especially if you need to pay for things and you can’t afford to pay for it in one go, and knowing that you have 4 months to pay for it with out paying any interest. Reviewed on: 26th May 2024

Fantastic service cannot fault

Never had any issues I have always had great customer service if I require a refund. Love PayPal my first choice when paying Reviewed on: 26th May 2024

Using PayPal credit is so Easy to use I would recomm...

Using PayPal credit is so Easy to use I would recommend it Reviewed on: 26th May 2024

Great responsable lending easy to use

Great responsable lending easy to use Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub