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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Always use PayPal for most if my purchases feel that...

Always use PayPal for most if my purchases feel that it's a very secure way to pay Reviewed on: 26th May 2024

Paypal is a total game changer.

Paypal is a total game changer. The way it works and saves me every time when I want to buys safely something online is just magnificent. Reviewed on: 26th May 2024

Trustful, quickly solve problems

Trustful, quickly solve problems Reviewed on: 26th May 2024

For large purchases, PayPal has kept any worries off...

For large purchases, PayPal has kept any worries off of my mind and it has been very easy to use very quickly. Reviewed on: 26th May 2024

Using PayPal for a few years now ,I feel it very sec...

Using PayPal for a few years now ,I feel it very secure and safe Reviewed on: 26th May 2024

Paypal pay in 3 interest free is a excellent service.

Paypal pay in 3 interest free is a excellent service. Reviewed on: 26th May 2024

The customer service is very helpful

The customer service is very helpful Reviewed on: 26th May 2024

Safe and reliable.

Never had any problems with PayPal. Always a reliable and safe way to purchase and send money. I always look out for the PayPal symbol before I make a purchase. It feels a lot safer. Reviewed on: 26th May 2024

I have had paypal credit for many years now .

I have had paypal credit for many years now .I think its great comes in very handy for time s when things break down like electricals . Then you can pay back with interest free 4-12 months . I rate it 1000 % Reviewed on: 26th May 2024

I have been with PayPal for many many years and have...

I have been with PayPal for many many years and have never had any issues or problems whatsoever. I find it the most convenient and easiest way to pay for all transactions online Reviewed on: 26th May 2024

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