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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

For large purchases, PayPal has kept any worries off...

For large purchases, PayPal has kept any worries off of my mind and it has been very easy to use very quickly. Reviewed on: 26th May 2024

Using PayPal for a few years now ,I feel it very sec...

Using PayPal for a few years now ,I feel it very secure and safe Reviewed on: 26th May 2024

Paypal pay in 3 interest free is a excellent service.

Paypal pay in 3 interest free is a excellent service. Reviewed on: 26th May 2024

The customer service is very helpful

The customer service is very helpful Reviewed on: 26th May 2024

Safe and reliable.

Never had any problems with PayPal. Always a reliable and safe way to purchase and send money. I always look out for the PayPal symbol before I make a purchase. It feels a lot safer. Reviewed on: 26th May 2024

I have had paypal credit for many years now .

I have had paypal credit for many years now .I think its great comes in very handy for time s when things break down like electricals . Then you can pay back with interest free 4-12 months . I rate it 1000 % Reviewed on: 26th May 2024

I have been with PayPal for many many years and have...

I have been with PayPal for many many years and have never had any issues or problems whatsoever. I find it the most convenient and easiest way to pay for all transactions online Reviewed on: 26th May 2024

I have been with PayPal for so many years I found th...

I have been with PayPal for so many years I found that it is the best Reviewed on: 26th May 2024

Not to good one.

Not to good one. More need to be done to make customers understand what and how PayPal credit works Reviewed on: 26th May 2024

Good experience and quality customer service

Good experience and quality customer service Reviewed on: 26th May 2024

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