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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Aug 2025
97% decrease in 5 star reviews
in the past 90 days
96% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Was really easy to apply for and customer services a...

5
Was really easy to apply for and customer services are very good Reviewed on: 26th May 2024

Safe and secure, straightforward, good app interface...

5
Safe and secure, straightforward, good app interface, friendly and professional customer services. Reviewed on: 26th May 2024

PayPal has been amazing on every level and so easy t...

5
PayPal has been amazing on every level and so easy to use. It has helped me a lot when I have needed it. Reviewed on: 26th May 2024

Convinient and accessible and helps the needs

5
Convinient and accessible and helps the needs Reviewed on: 26th May 2024

Excellent especially the pay in 3

5
Excellent especially the pay in 3 Reviewed on: 26th May 2024

Excellant Service

5
Easy to use and never had any problem Reviewed on: 26th May 2024

Paypal is the best.

5
Always on hand to answer any questions. Very responsive and easy to get in touch via their help chat too. Always use PayPal over competitors like Klarna or Clearpay. Reviewed on: 26th May 2024

Always use PayPal for most if my purchases feel that...

5
Always use PayPal for most if my purchases feel that it's a very secure way to pay Reviewed on: 26th May 2024

Paypal is a total game changer.

5
Paypal is a total game changer. The way it works and saves me every time when I want to buys safely something online is just magnificent. Reviewed on: 26th May 2024

Trustful, quickly solve problems

5
Trustful, quickly solve problems Reviewed on: 26th May 2024

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