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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Good for small purchases

Conveniant credit service. In some occasions the pay off therm could be slightly bigger. Offer for 3-4 month no interest is good for small purchases. Reviewed on: 26th May 2024

Brilliant

Very easy to use and works very well !!! Reviewed on: 26th May 2024

Good Customer Service.

Good Customer Service. Ease of payment Reviewed on: 26th May 2024

Was really easy to apply for and customer services a...

Was really easy to apply for and customer services are very good Reviewed on: 26th May 2024

Safe and secure, straightforward, good app interface...

Safe and secure, straightforward, good app interface, friendly and professional customer services. Reviewed on: 26th May 2024

PayPal has been amazing on every level and so easy t...

PayPal has been amazing on every level and so easy to use. It has helped me a lot when I have needed it. Reviewed on: 26th May 2024

Convinient and accessible and helps the needs

Convinient and accessible and helps the needs Reviewed on: 26th May 2024

Excellent especially the pay in 3

Excellent especially the pay in 3 Reviewed on: 26th May 2024

Excellant Service

Easy to use and never had any problem Reviewed on: 26th May 2024

Paypal is the best.

Always on hand to answer any questions. Very responsive and easy to get in touch via their help chat too. Always use PayPal over competitors like Klarna or Clearpay. Reviewed on: 26th May 2024

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