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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

96% decrease in 5 star reviews

in the past 90 days

89% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

It was good experience using PayPal for all online s...

It was good experience using PayPal for all online shopping Reviewed on: 26th May 2024

Excellent customer experience paid on due date very...

Excellent customer experience paid on due date very easy and convenient Reviewed on: 26th May 2024

Well i am using PayPal God knows for how long.

Well i am using PayPal God knows for how long. Its so useful and customer service very good when need to sort out any kinda issues i have faced from third party companies. I am using Paypal credit too. Its so useful too. Highly recommended Reviewed on: 26th May 2024

Very convenient!

Very convenient! Easy use when needed. Prompt reply and service when problems occur. Reviewed on: 26th May 2024

Very useful and easy to use!

I have used paypal credit for a number of transactions. Was very easy to set up and manage through both the app and the website. Very user friendly and will definitely continue using. The option for 4 months interest free is incredibly useful, allowing me to manage my money much easier. Reviewed on: 26th May 2024

Nice and easy transactions hastle free

Nice and easy transactions hastle free Reviewed on: 26th May 2024

Had a seamless experience so far.

Had a seamless experience so far.. Waiting for the updated Cryptocurrency regulation to continue trading bitcoin. Reviewed on: 26th May 2024

Good for small purchases

Conveniant credit service. In some occasions the pay off therm could be slightly bigger. Offer for 3-4 month no interest is good for small purchases. Reviewed on: 26th May 2024

Brilliant

Very easy to use and works very well !!! Reviewed on: 26th May 2024

Good Customer Service.

Good Customer Service. Ease of payment Reviewed on: 26th May 2024

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