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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal Credit Application

Simple application process with a good PayPal pay in 3 record. Reviewed on: 26th May 2024

Power house for online transactions

Been using PayPal for years now, seen it grow in to a major financial player, with all the benefits it offers, payment options and security. Reviewed on: 26th May 2024

Excellent service and the pay in 3 is extremely hand...

Excellent service and the pay in 3 is extremely handy and easy to use Reviewed on: 26th May 2024

It was good experience using PayPal for all online s...

It was good experience using PayPal for all online shopping Reviewed on: 26th May 2024

Excellent customer experience paid on due date very...

Excellent customer experience paid on due date very easy and convenient Reviewed on: 26th May 2024

Well i am using PayPal God knows for how long.

Well i am using PayPal God knows for how long. Its so useful and customer service very good when need to sort out any kinda issues i have faced from third party companies. I am using Paypal credit too. Its so useful too. Highly recommended Reviewed on: 26th May 2024

Very convenient!

Very convenient! Easy use when needed. Prompt reply and service when problems occur. Reviewed on: 26th May 2024

Very useful and easy to use!

I have used paypal credit for a number of transactions. Was very easy to set up and manage through both the app and the website. Very user friendly and will definitely continue using. The option for 4 months interest free is incredibly useful, allowing me to manage my money much easier. Reviewed on: 26th May 2024

Nice and easy transactions hastle free

Nice and easy transactions hastle free Reviewed on: 26th May 2024

Had a seamless experience so far.

Had a seamless experience so far.. Waiting for the updated Cryptocurrency regulation to continue trading bitcoin. Reviewed on: 26th May 2024

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