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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

91% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Happy to use anytime

Great and very useful app. I wish more companies accepted paypal Reviewed on: 26th May 2024

PayPal credit is simple to us, convenient and well d...

PayPal credit is simple to us, convenient and well delivered Reviewed on: 26th May 2024

Paypal credit has really helped us out a lot and we...

Paypal credit has really helped us out a lot and we are able to use it in most places. Reviewed on: 26th May 2024

Great experience from start to finsh

Great experience from start to finsh Reviewed on: 26th May 2024

Very convenient and easy to use.

Very convenient and easy to use. Connected to your wallet so it’s even easier. Good rates. Reviewed on: 26th May 2024

Helpful and Convenient

I’ve been using paypal from 3 years and its so helpful and paypal credit is interest free for 4 months Reviewed on: 26th May 2024

Paypal Credit Is Great !

Having use paypal credit, i have found i have been able to gain credit score, get more exercise as i bought a bike through paypal credit and been able to save my self in the months i have needed help. Reviewed on: 26th May 2024

PayPal Credit Application

Simple application process with a good PayPal pay in 3 record. Reviewed on: 26th May 2024

Power house for online transactions

Been using PayPal for years now, seen it grow in to a major financial player, with all the benefits it offers, payment options and security. Reviewed on: 26th May 2024

Excellent service and the pay in 3 is extremely hand...

Excellent service and the pay in 3 is extremely handy and easy to use Reviewed on: 26th May 2024

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