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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180886)

I found it easy to get things that I didn't have eno...

5
I found it easy to get things that I didn't have enough for and able to spread the cost Reviewed on: 16th June 2026

I can always rely on Paypal,they have never let me...

5
I can always rely on Paypal,they have never let me down Reviewed on: 16th June 2026

Flexibility

5
Having the flexibility helps with everyday life. The App allows you to control how much you spend and monitor your use of credit. Reviewed on: 16th June 2026

Customer Service

4
When I have needed assistance they have been friendly and courteous dealing with the matter promptly. Reviewed on: 16th June 2026

Safe as houses

5
Trustworthy safe and easy to navigate money transaction recorded and insured great service Reviewed on: 16th June 2026

Good experience so far.

4
Good experience so far. Never needed to contact customer services Reviewed on: 16th June 2026

Always available, flexible interest rates and widely...

5
Always available, flexible interest rates and widely available for different shoppings and services. Reviewed on: 16th June 2026

Customer service has been good when needed.

4
Customer service has been good when needed. Reviewed on: 16th June 2026

Effortless flexavility

5
Using PayPal Credit gives flexibility for 99% of larger purchases effortlessly. Reviewed on: 16th June 2026

PayPal is the very progressive way to pay for goods...

5
PayPal is the very progressive way to pay for goods the customer service is good Reviewed on: 16th June 2026

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