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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

Used it for two payments

I've used it for two payments with them both being zero percent finance Reviewed on: 26th May 2024

Good experience all the time.

Good experience all the time. Easy to pay and refund when good not received or delivered Reviewed on: 26th May 2024

Easy to use.

Easy to use. Good communication. Reviewed on: 26th May 2024

Communication is non existent.

Communication is non existent. It is impossible to speak to someone for real live information. It is just Q&A's. Reviewed on: 26th May 2024

I’m very happy with paypal, I really recommend to ev...

I’m very happy with paypal, I really recommend to everyone Reviewed on: 26th May 2024

Have been using for years

Always a good experience and easy to use any issues it’s easy to get help always a fast response and safe to use Reviewed on: 26th May 2024

PayPal provide a great service

I have never had a problem using PayPal, they make handling money so easy. Reviewed on: 26th May 2024

Good option for paying for holidays

Good option for paying for holidays Reviewed on: 26th May 2024

It allows me to select ways to borrow money to sprea...

It allows me to select ways to borrow money to spread out bigger purchases in a manageable way. I can also pay off any of my purchases early with no penalties which is nice to have. I love the peace of mind that this gives me. Reviewed on: 26th May 2024

Brilliant to have freedom of credit

Brilliant to have freedom of credit Reviewed on: 26th May 2024

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