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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Any problem has been dealt with and resolved with in...

Any problem has been dealt with and resolved with in a matter of days Reviewed on: 26th May 2024

Great way to spread cost of any purchase

Great way to spread cost of any purchase Reviewed on: 26th May 2024

I find it really reasonable and easy to use and setu...

I find it really reasonable and easy to use and setup repayment. I find it very useful and more efficient and secure than my card. Reviewed on: 26th May 2024

Used it for two payments

I've used it for two payments with them both being zero percent finance Reviewed on: 26th May 2024

Good experience all the time.

Good experience all the time. Easy to pay and refund when good not received or delivered Reviewed on: 26th May 2024

Easy to use.

Easy to use. Good communication. Reviewed on: 26th May 2024

Communication is non existent.

Communication is non existent. It is impossible to speak to someone for real live information. It is just Q&A's. Reviewed on: 26th May 2024

I’m very happy with paypal, I really recommend to ev...

I’m very happy with paypal, I really recommend to everyone Reviewed on: 26th May 2024

Have been using for years

Always a good experience and easy to use any issues it’s easy to get help always a fast response and safe to use Reviewed on: 26th May 2024

PayPal provide a great service

I have never had a problem using PayPal, they make handling money so easy. Reviewed on: 26th May 2024

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