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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180890 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180890)

Very good experience for me, I have never had such g...

Very good experience for me, I have never had such good experience Reviewed on: 16th June 2026

PayPal is my Pay Pal!

I can't recommend PayPal Credit enough! It has given me the opportunity to travel and make purchases knowing that I have time to save up to pay it off in one go or pay the amount I can afford on a monthly basis. PayPal credit has taken away my financial stress and worry. Reviewed on: 16th June 2026

Excellent and easy to use!

Excellent and easy to use! No fuss simple finance when you need it. Reviewed on: 16th June 2026

Easy to use, fits lifestyle.

Easy to use, fits lifestyle. Good communication with hills and accounts Reviewed on: 16th June 2026

Nice & Simple.

Always nice and simple.and straight forward. Reviewed on: 16th June 2026

This is the most convenient way to spend and safe it...

This is the most convenient way to spend and safe it’s a straight forward pleasant experience Reviewed on: 16th June 2026

I highly recommend PayPal Credit.

I highly recommend PayPal Credit. At first I was apprehensive about using it and adding another monthly expence to my bills but It has been incredibly useful to have in times of need when unexpected expenses pop up, or wanting something that you usually couldnt pay for in one go. The initial application and checkout process are both so easy and seamless. What I appreciate most is that the monthly repayments are always affordable plus always having the option to make extra payments at any time, the online statements are clearly laid out too making it very straightforward to keep track of what I owe. Also, the 0% intrest for the first 4 months really helps when it comes to splitting up big purchases! Reviewed on: 16th June 2026

Been so easy to send receive and pay

Been so easy to send receive and pay Reviewed on: 16th June 2026

FANFLIPPINTASTIC ! Guilt free shopping at its best!!

I love the pay in 3 feature. Makes me feel in control when I need to buy a bigger purchase… or just feel like treating myself guilt free!! Reviewed on: 16th June 2026

Peace of Mind

I’ve been using PayPal for a couple of years now and it’s been a breeze. I use mostly the credit and the monthly pay and schedule is accommodating. One of the finance platforms that indirectly taught me to mange my finances. Reviewed on: 16th June 2026

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