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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Each and hassle free

Easy to use good interface online and communication Reviewed on: 26th May 2024

PayPal late receive money

When I pay to the PayPal it takes from account very late Reviewed on: 26th May 2024

Been very happy and helpful with my PayPal credit an...

Been very happy and helpful with my PayPal credit and able access and make payments whenever possible Reviewed on: 26th May 2024

Excellent

I paid for flights on my PayPal credit account. The company went bump and PayPal gave me my money back super quickly, before my friend got hers back from the credit card company. I feel safer paying through PayPal. Reviewed on: 26th May 2024

Always using PayPal credit

Always using PayPal credit it’s so handy to have and easy to use wherever. Also now curve has been added as a physical card it’s more than perfect Reviewed on: 26th May 2024

Very easy to make payments ,also easy to send the mo...

Very easy to make payments ,also easy to send the money. Pay pal app is great as well. Reviewed on: 26th May 2024

Good service and user experience

Good service and user experience Reviewed on: 26th May 2024

Any problem has been dealt with and resolved with in...

Any problem has been dealt with and resolved with in a matter of days Reviewed on: 26th May 2024

Great way to spread cost of any purchase

Great way to spread cost of any purchase Reviewed on: 26th May 2024

I find it really reasonable and easy to use and setu...

I find it really reasonable and easy to use and setup repayment. I find it very useful and more efficient and secure than my card. Reviewed on: 26th May 2024

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