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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180894)

It my default payment option to all purchases I feel...

5
It my default payment option to all purchases I feel it the safest option Reviewed on: 16th June 2026

Paypal rocks

5
simple to use, excellent rates, app and security excellent Reviewed on: 16th June 2026

I am very happy with the experience so far

5
I am very happy with the experience so far Reviewed on: 16th June 2026

Easy for life

4
I like PayPal offers benefits such as pay back in 4 months when you spend over £99, redeem score to credit and many more. Reviewed on: 16th June 2026

Simply the best

5
The simplicity and convenience is unmatched by other platforms. Custommer support is superb and most issues are easily resolved in a timely manner Reviewed on: 16th June 2026

Peace if mind

5
I have used PayPal for a long time now and I like to have the extra protection for my purchases. The customer service is reliable for sorting any issues. It gives me peace of mind Reviewed on: 16th June 2026

Excellent service, able to make payments safely and...

5
Excellent service, able to make payments safely and with confidence Reviewed on: 16th June 2026

They are always so helpful on their customer service...

4
They are always so helpful on their customer service helplines and resolve any particular issues very quickly, smoothly, and efficiently. They are also very handy to use for payment options like PayPal Credit as this allows you to secure items first and then be able to find the money for it later which can be very helpful especially when the item is only available for a limited amount of time. Reviewed on: 16th June 2026

Good - easy to use, log in and pay

4
Good - easy to use, log in and pay Reviewed on: 16th June 2026

PayPal provides so much ease when it comes to payments

5
PayPal provides so much ease when it comes to payment to most vendors and this helps a lot with budgeting. Reviewed on: 16th June 2026

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