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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I have been with PayPal for over 10 years and have n...

I have been with PayPal for over 10 years and have never been disappointed. I trusted PayPal and continue to do so. Reviewed on: 26th May 2024

Very quick credit decision.

Very quick credit decision. Don't worry about spend all amount in one payment. Reviewed on: 26th May 2024

I really can’t do without PayPal.

I really can’t do without PayPal. It makes my lifestyle so much easier Reviewed on: 26th May 2024

Fab way to pay and safe, any problems and they sort...

Fab way to pay and safe, any problems and they sort for you straight away ! Reviewed on: 26th May 2024

I will tell you the truth I feel safer using pay-pal...

I will tell you the truth I feel safer using pay-pal than any other as I know if anything goes wrong I will get my money back and also my information is safe with you. Your there if I need help and gets sorted asap. Reviewed on: 26th May 2024

Excellent provider

Never had any issues with them and the service is excellent. Customer support always helpful where needed. Reviewed on: 26th May 2024

Very professional and helpful service, easy to use a...

Very professional and helpful service, easy to use and customer service is not complicated to get your point across with satisfaction and understanding. Reviewed on: 26th May 2024

Great all round

Always great customer service if ever there is an issue. Really easy to use service as well Reviewed on: 26th May 2024

Good services

Good services since using the app. Reviewed on: 26th May 2024

Easy to use, good customer service

Easy to use, good customer service Reviewed on: 26th May 2024

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