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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to managesimple and fast

Easy to manage, simple and fast website. Easy to keep track of payments, offering different payment terms. Reviewed on: 26th May 2024

Great flexibility

Great flexibility on items to buy. And PayPal always gives you reminders so you never miss a payment Reviewed on: 26th May 2024

Simple & secure

Simple & secure, couldn’t be easier Reviewed on: 26th May 2024

Interest free payments over 4 months

It’s easy to use if you see something you can get it straight away and spread the cost with the 4 months free credit. Reviewed on: 26th May 2024

Great help specially the 0% interest on over £99 pur...

Great help specially the 0% interest on over £99 purchase for 4 months Reviewed on: 26th May 2024

Use papal a lot really easy to use and ideal for eve...

Use papal a lot really easy to use and ideal for everything I need Reviewed on: 26th May 2024

Very efficient and allows me to pay with credit easily

Very efficient and allows me to pay with credit easily Reviewed on: 26th May 2024

Easy to use and safe and secure too.

Easy to use and safe and secure too. Reviewed on: 26th May 2024

PayPal is my go to for money transactions..

PayPal is my go to for payments , and transfers because it's Quick , simple and safe . Reviewed on: 26th May 2024

Reliable and secure

Always use PayPal as you know it is secure and reliable Reviewed on: 26th May 2024

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