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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180897 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180897)

Easy to use.

Very easy transfers and payments and also good credit options. Reviewed on: 16th June 2026

Simple & convenient

PayPal credit’s 4 month interest free facility is very useful & the paying by PayPal option is often simpler than inserting debit card details Reviewed on: 16th June 2026

100% protection

It’s always so quick and free! I love the protection it offers and always use it as my first option paying online because of that Reviewed on: 16th June 2026

requires ELI5 section as most don't understand

I bought something with £100 value to pay later but couldn't understand the breakdown clearly. I thought it was 3 months free but then I received a message that I'll be charged interest Reviewed on: 16th June 2026

PayPal is a great payment method and so handy to use.

PayPal is a great payment method and so handy to use. And safe also! Reviewed on: 16th June 2026

Great way to have the power to buy product safely at...

Great way to have the power to buy product safely at the click of button. Reviewed on: 16th June 2026

Helpful if you have a query

Helpful if you have a query straight forward statements Reviewed on: 16th June 2026

Been one of the best thinks I've done joining PayPal...

Been one of the best thinks I've done joining PayPal helped me out many times and is so reliable Reviewed on: 16th June 2026

Easy payment

Easy to pay, fast, kept updated on spending. Reviewed on: 16th June 2026

Only just started, but so far so good.

Only just started, but so far so good. Reviewed on: 16th June 2026

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