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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I use paypal credit to buy most items i need on ebay...

I use paypal credit to buy most items i need on ebay then pay later Reviewed on: 26th May 2024

Always use PayPal when buying online.

Always use PayPal when buying online. Excellent service Reviewed on: 26th May 2024

Very good service always provides money back guarant...

Very good service always provides money back guarantee if anything goes wrong with purchases! Highly recommend Reviewed on: 26th May 2024

PayPal credit is a great help

PayPal credit is a great way of spreading the costs and being able to purchase items I wouldn’t have been able to previously. The customer service is great and I feel my money is very safe when left with them. Reviewed on: 26th May 2024

Seamless

PayPal is a secure and fantastic, one-stop method to pay for items purchases online and in-store. Definitely the best out there! Reviewed on: 26th May 2024

It’s always my 1st choice for payments as I k ow tha...

It’s always my 1st choice for payments as I k ow that is something goes wrong then they will help me sort it out. Reviewed on: 26th May 2024

Very happy, easy to use and helps when you have prob...

Very happy, easy to use and helps when you have problems Reviewed on: 26th May 2024

So easy, helps buy items you may think twice about...

So easy, helps buy items you may think twice about Reviewed on: 26th May 2024

Easy Peasy

PayPal credit has always been an quick, easy & efficient way to pay for stuff. Reviewed on: 26th May 2024

Amazing!

So easy to use and it’s all clear when I need to make a payment in the app. Reviewed on: 26th May 2024

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