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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

No problems that I can remember even when asking for...

No problems that I can remember even when asking for credit Reviewed on: 26th May 2024

If i have had any inquires they have been able to te...

If i have had any inquires they have been able to tell me an answer support is always available it helps there is an online chat or you can call them to make it easier, all my payments have gone through perfectly and also they have really good promotions on all the time. Reviewed on: 26th May 2024

I have only had great experiences using PayPal online.

I have only had great experiences using PayPal online. Quick easy and safe. Reviewed on: 26th May 2024

Super A plus

Good experience well deserved A+++++++ Reviewed on: 26th May 2024

Good no problems at all.

Good no problems at all. Sometimes pay in 3 does not work Reviewed on: 26th May 2024

It’s great but interest rates are a little high

It’s great but interest rates are a little high, and customer service is not the best. I had an issue with a merchant and they declined my chargeback — even with Section 75 protection. Reviewed on: 26th May 2024

My go to spending power

The ability to spread payments are great, if unable to pay during interest free then the interest rates are reasonable. However i wish there was the ability of 12 months payment plans on other shops ratherthan just eBay. Reviewed on: 26th May 2024

The great thing is the credit limit is reviewed regu...

The great thing is the credit limit is reviewed regularly, making it easy for me to enjoy spending without worrying about short-term set backs. Reviewed on: 26th May 2024

It was a superb experience.

It was a superb experience. Very smooth transaction and excellent service. Reviewed on: 26th May 2024

GGCGBPT123

What exactly do you want me to say? Reviewed on: 26th May 2024

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