Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180902 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180902)

Easy transactions, excellent service

Easy transactions, excellent service Reviewed on: 16th June 2026

Highly recommend...

Highly recommend have used it for hotel breaks away, white goods. ticketmaster. A great thing to have. It simple easy to use reliable and safe. Wouldn't be without. Reviewed on: 16th June 2026

Simple and easy to use

Simple and easy to use. It gives you an extra layer of security on your purchases so Its a no brainer really. I had some fraudulent transaction which were refunded and investigated quickly by their excellent customer support. I will always use PayPal! Reviewed on: 16th June 2026

Use it all the time very easy and convenient

Use it all the time very easy and convenient Reviewed on: 16th June 2026

Always easy transactions,safe transactions and good...

Always easy transactions,safe transactions and good customer service! Reviewed on: 16th June 2026

Security

PayPal is very secure to use and allows you to spread the cost of your purchases and pay later Reviewed on: 16th June 2026

Never let me down, always 100% accurate and never ha...

Never let me down, always 100% accurate and never have any issues with Paypal Reviewed on: 16th June 2026

I like their credit program with rewards and points.

I like their credit program with rewards and points. Reviewed on: 16th June 2026

PayPal Pay in 4.

PayPal Pay in 4 is quick, easy to set up, and makes larger purchases more manageable. The app is straightforward to use, payments are clearly scheduled, and I’ve had a good experience using it Reviewed on: 16th June 2026

I have not needed to use customer services as never...

I have not needed to use customer services as never had a problem. I usually use the pay in 3 which is do convenient. Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101095 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub