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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180904 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180904)

Excellent Interest Free Credit Options!

A very worthwhile service - I often use ‘pay in 3’ and always feel confident and secure when choosing this interest free option. Reviewed on: 16th June 2026

Always works!

Always works. Quick and easy to use. Most people have PayPal so it’s my preferred way. Reviewed on: 16th June 2026

Excellent options!

Fair terms and rates given and they always provide excellent service if any problems. Flexible options for lending with pay in 3 and the 6 months at 0% which allows me options to choose how to pay back. Reviewed on: 16th June 2026

Not much really

Not much really it is what it is and isnt what its not. Reviewed on: 16th June 2026

PayPal are the best!

PayPal have provided me with the best options to pay for either those important little things, or bigger purchases where I know my transactions are safe, should anything go wrong. On the couple of occasions where I’ve needed to question a purchase, PayPal have been there to resolve any issues in a timely and professional manner. Reviewed on: 16th June 2026

It’s easy and simple to use, you are kept updated an...

It’s easy and simple to use, you are kept updated and notified on every transaction so you can check its genuine. Reviewed on: 16th June 2026

Always good service

Always good service, reliable, highly recommend Reviewed on: 16th June 2026

Great app!!

Great app that is super helpful and always available Reviewed on: 16th June 2026

PayPal provided swift response to resolve complaints,

PayPal provided swift response to resolve complaints, Reviewed on: 16th June 2026

Excellent !!!

Excellent app, and customer service Reviewed on: 16th June 2026

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