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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Payment guarantee and dispute management are top notch

Payment guarantee and dispute management are top notch Reviewed on: 26th May 2024

Must have Paypal!! definitely recommend

Paypal has never caused me any issues, i am able to quickly send and receive money and also make payments on multiple websites. Reviewed on: 26th May 2024

Just really handy and easy to use.

Just really handy and easy to use. Reviewed on: 26th May 2024

Very handy as that wee buffer of support for extra e...

Very handy as that wee buffer of support for extra expenses Reviewed on: 26th May 2024

Good to build credit rating

Found it hard to get credit from most normal means, PayPal credit was easy to apply and use Reviewed on: 26th May 2024

really good never had no problems really handy service

really good never had no problems really handy service Reviewed on: 26th May 2024

Good service, great payment options!

Good service, great payment options! Reviewed on: 26th May 2024

Safest way of payment, I always use it.

Safest way of payment, I always use it. Reviewed on: 26th May 2024

Always helpful and a very positive experience anytim...

Always helpful and a very positive experience anytime I had a difficulty with anything it was sorted out quickly the people dealing with my enquiry pr problem were always very professional and curtious Reviewed on: 26th May 2024

love the paypal credit and flexibility

love the paypal credit and flexibility Reviewed on: 26th May 2024

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