Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180905)

Unable to deactivate my account

5
Unable to deactivate my account. Service was food when using the card. Easy to use and pay off. Got good starter bonus Reviewed on: 16th June 2026

I have been a customer for many years and will be fo...

5
I have been a customer for many years and will be for many more. . I trust Paypal 100%. I have never had a bad experience. I know my money is safe. PayPal have treated me fairly and I feel valued as a customer. Reviewed on: 16th June 2026

Saves time and energy when shopping

5
Saves time and energy when shopping Reviewed on: 16th June 2026

Easy to set up.

5
Easy to set up. Requested a card which came very quickly. Easy to set up specific direct debit payments. Love PayPal. Easy to use. Reviewed on: 16th June 2026

When ever my family or friends left me in trouble th...

5
When ever my family or friends left me in trouble there PayPal help me through credit card amazing experience with it Reviewed on: 16th June 2026

Every help counts

5
Great thing to have in your back pocket in case of emergency, easy to use Reviewed on: 16th June 2026

Overall, my experience with PayPal has been very pos...

5
Overall, my experience with PayPal has been very positive. It is easy to use, secure, and convenient for both online shopping and sending or receiving money. I like that payments are processed quickly and I receive instant notifications, which gives me peace of mind. The app is simple to navigate, and I feel confident knowing my financial information is protected. PayPal also makes refunds and disputes straightforward, which adds extra trust when shopping online. It has become my go-to payment method for most of my online transactions.” Reviewed on: 16th June 2026

No disappointments always on point and easy to use.

5
No disappointments always on point and easy to use. Reviewed on: 16th June 2026

PayPal Credit is the best credit i have ever had.

5
PayPal Credit is the best credit i have ever had. Getting it is a great and joyful customer service ready to help when needed. Reviewed on: 16th June 2026

I have had a great experience.

5
I have had a great experience. The service is very fast and I am pleased that my account is well protected and secure Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101096 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products