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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

really good never had no problems really handy service

really good never had no problems really handy service Reviewed on: 26th May 2024

Good service, great payment options!

Good service, great payment options! Reviewed on: 26th May 2024

Safest way of payment, I always use it.

Safest way of payment, I always use it. Reviewed on: 26th May 2024

Always helpful and a very positive experience anytim...

Always helpful and a very positive experience anytime I had a difficulty with anything it was sorted out quickly the people dealing with my enquiry pr problem were always very professional and curtious Reviewed on: 26th May 2024

love the paypal credit and flexibility

love the paypal credit and flexibility Reviewed on: 26th May 2024

Great Value

The credit provided me a backup option and the interest free saved me a lot as I had enough time to payback. Reviewed on: 26th May 2024

Mostly easy to use and transparent.

Mostly easy to use and transparent. Apart from a glitch (only on the mobile phone ) that always allocates the wrong currency when making payments TO PayPal credit. That couldn’t be fixed by the call centre. But I get around it. Reviewed on: 26th May 2024

Great service helps a lot

Great service it did helped me a few times , specially the 4 in 4 , is excellent for me . PayPal thank you Reviewed on: 26th May 2024

Easy to use

I have used PayPal credit facility for over 3 years. I have found it easy to access and manage. Reviewed on: 26th May 2024

Very good.

Very good. I’m so happy to use PayPal Reviewed on: 26th May 2024

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