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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Always there

Always there when you want them. Reviewed on: 26th May 2024

PayPal is such an amazing payment platform with lots...

PayPal is such an amazing payment platform with lots of incredible offers and saving tips for its customers. I’ve been using PayPal for some years and it has since been the safest checkout for all my online transactions. Paypal credit and pay in 3 options are some of the incredible offers I get using PayPal and it has been a life saving, when am low on cash and need to get something urgently, it gives me the chance to repay instalmentally in my own convenience. PayPal is the best and I will always recommend to family and friends. Reviewed on: 26th May 2024

Absolutely great!

I have had a great experience with PayPal, I have had a few issues with buyers or sellers through eBay or other websites and PayPal have always been great to sort it out! Wouldn’t use anyone else! Reviewed on: 26th May 2024

PayPal credit

It helps you get out of a problem. World wide recognition so feel safe. Reviewed on: 26th May 2024

Easy to use, user friendly app and good payment opti...

Easy to use, user friendly app and good payment options Reviewed on: 26th May 2024

Easy system to use with fair percentage rates and go...

Easy system to use with fair percentage rates and good repayment options Reviewed on: 26th May 2024

Fast , easy and customer friendly services.

Fast , easy and customer friendly services. Highly recommended. Reviewed on: 26th May 2024

Always helpful whenever i speak to customers service...

Always helpful whenever i speak to customers service, good patient and well explain, which i was not sure about my PayPal credit…many thanks Reviewed on: 26th May 2024

Find it very convenient to pay for goods interest fr...

Find it very convenient to pay for goods interest free for a couple of months and others over 24 months Interest free. Reviewed on: 26th May 2024

Great I use it for a lot!

Great I use it for a lot of pitch Reviewed on: 26th May 2024

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