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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Easy system to use with fair percentage rates and go...

Easy system to use with fair percentage rates and good repayment options Reviewed on: 26th May 2024

Fast , easy and customer friendly services.

Fast , easy and customer friendly services. Highly recommended. Reviewed on: 26th May 2024

Always helpful whenever i speak to customers service...

Always helpful whenever i speak to customers service, good patient and well explain, which i was not sure about my PayPal credit…many thanks Reviewed on: 26th May 2024

Find it very convenient to pay for goods interest fr...

Find it very convenient to pay for goods interest free for a couple of months and others over 24 months Interest free. Reviewed on: 26th May 2024

Great I use it for a lot!

Great I use it for a lot of pitch Reviewed on: 26th May 2024

Payment guarantee and dispute management are top notch

Payment guarantee and dispute management are top notch Reviewed on: 26th May 2024

Must have Paypal!! definitely recommend

Paypal has never caused me any issues, i am able to quickly send and receive money and also make payments on multiple websites. Reviewed on: 26th May 2024

Just really handy and easy to use.

Just really handy and easy to use. Reviewed on: 26th May 2024

Very handy as that wee buffer of support for extra e...

Very handy as that wee buffer of support for extra expenses Reviewed on: 26th May 2024

Good to build credit rating

Found it hard to get credit from most normal means, PayPal credit was easy to apply and use Reviewed on: 26th May 2024

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