Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180905 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180905)

Great experience, very helpful.

Great experience, very helpful. Trusted provided and we can feel at ease using the services knowing we are covered. Reviewed on: 16th June 2026

Easy and safe to use especially online payments

Easy and safe to use especially online payments Reviewed on: 16th June 2026

I've been using PayPal now for quite some time and f...

I've been using PayPal now for quite some time and find them absolutely spot on, I've never had any issues with them as yet which is welcome, I love the idea where I just buy whatever it is that I'm buying and just put it on my PayPal account along with paying it off correctly and in time, absolutely brilliant. Reviewed on: 16th June 2026

Excellent value for money

Excellent value for money. Very useful and helpful Reviewed on: 16th June 2026

PayPal is a very great app and the payment method is...

PayPal is a very great app and the payment method is very good. I feel comfortable using it. Reviewed on: 16th June 2026

It has flexible repayment and low interest rates.

It has flexible repayment and low interest rates. Reviewed on: 16th June 2026

Very smooth experience end to end from the app to th...

Very smooth experience end to end from the app to the customer service Reviewed on: 16th June 2026

The simplest way to pay online

A fast, flexible, and straightforward payment method that's accepted almost everywhere. The app is clean and simple, so keeping an eye on my finances is a breeze. Reviewed on: 16th June 2026

Reasonable credit offers and timely repayment remind...

Reasonable credit offers and timely repayment reminders Reviewed on: 16th June 2026

Exceptional services

Ever since I applied for my credit account, all services provided were up to the highest standard. The credit options provided by PayPal are very convenient and helpful and it was easy to set up a direct debit. Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101096 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub