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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Amazing service

Amazing service I have never seen such service Reviewed on: 26th May 2024

it's good overall specially with the paypal credit.

it's good overall specially with the paypal credit... before just paypal wasn't enough to satisfy but with credit it's very helpful Reviewed on: 26th May 2024

Really handy for online purchases, never paid intere...

Really handy for online purchases, never paid interest in all the time I’ve had the account Reviewed on: 26th May 2024

Never had problem

Never had problem using the app or asking for help.App is never down when I need it. Reviewed on: 26th May 2024

I have used PayPal for many years and have found the...

I have used PayPal for many years and have found the service trustworthy and more importantly easy to use. It is well established with a worldwide incorporated establishment . Reviewed on: 26th May 2024

All very good communication and support

All very good communication and support Reviewed on: 26th May 2024

Simple and straightforward service, very easy to acc...

Simple and straightforward service, very easy to access, approval is immediate and interest is very low, I’ve found this immensely helpful for purchases I need a little extra time to pay for and it doesn’t feel oppressive or pushy like some credit services. Reviewed on: 26th May 2024

Very good and excellent way to use as safe payments.

Very good and excellent way to use as safe payments. Reviewed on: 26th May 2024

Amazing service!!!!

PayPal has always allowed me to pay for items that I can’t afford outright through pay in 3 and recently allowed me credit which is a great use with no interest. Any issues I have ever experienced have been dealt with by the excellent customer service team. Very efficient business. Reviewed on: 26th May 2024

PayPal recommended

Fantastic and easy to use. PayPal credit has been fantastic too.! Reviewed on: 26th May 2024

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