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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

All very good communication and support

All very good communication and support Reviewed on: 26th May 2024

Simple and straightforward service, very easy to acc...

Simple and straightforward service, very easy to access, approval is immediate and interest is very low, I’ve found this immensely helpful for purchases I need a little extra time to pay for and it doesn’t feel oppressive or pushy like some credit services. Reviewed on: 26th May 2024

Very good and excellent way to use as safe payments.

Very good and excellent way to use as safe payments. Reviewed on: 26th May 2024

Amazing service!!!!

PayPal has always allowed me to pay for items that I can’t afford outright through pay in 3 and recently allowed me credit which is a great use with no interest. Any issues I have ever experienced have been dealt with by the excellent customer service team. Very efficient business. Reviewed on: 26th May 2024

PayPal recommended

Fantastic and easy to use. PayPal credit has been fantastic too.! Reviewed on: 26th May 2024

Always there

Always there when you want them. Reviewed on: 26th May 2024

PayPal is such an amazing payment platform with lots...

PayPal is such an amazing payment platform with lots of incredible offers and saving tips for its customers. I’ve been using PayPal for some years and it has since been the safest checkout for all my online transactions. Paypal credit and pay in 3 options are some of the incredible offers I get using PayPal and it has been a life saving, when am low on cash and need to get something urgently, it gives me the chance to repay instalmentally in my own convenience. PayPal is the best and I will always recommend to family and friends. Reviewed on: 26th May 2024

Absolutely great!

I have had a great experience with PayPal, I have had a few issues with buyers or sellers through eBay or other websites and PayPal have always been great to sort it out! Wouldn’t use anyone else! Reviewed on: 26th May 2024

PayPal credit

It helps you get out of a problem. World wide recognition so feel safe. Reviewed on: 26th May 2024

Easy to use, user friendly app and good payment opti...

Easy to use, user friendly app and good payment options Reviewed on: 26th May 2024

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