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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180905)

Handy when needed , spreads the cost , helps a lot t...

5
Handy when needed , spreads the cost , helps a lot this day and age Reviewed on: 16th June 2026

Easy to use with no financial pressure

5
Easy to use with no financial pressure Reviewed on: 16th June 2026

PayPal is excellent.

5
PayPal is excellent. It is a great banking platform which provides outstanding offers. Reviewed on: 16th June 2026

Excellent way of purchasing goods you feel safe buyi...

5
Excellent way of purchasing goods you feel safe buying from new companies if pal pal are connected to them. Also clear payment structure and easy to pay online. Refunds are very straightforward and are applied to your account quickly Reviewed on: 16th June 2026

Paypal credit is seamless

5
Paypal credit is so seamless that it is now a natural extension to my banking processes. Reviewed on: 16th June 2026

Helpful, transparent

5
Helpful, transparent and commincate well. Would reccomend to friends and family Reviewed on: 16th June 2026

Love seeing the Paypal logo,

5
Love seeing the Paypal logo when I am paying for something online, it takes all the apprehension out of the purchase, there are so many scam and fraudulent sites out there at the moment, not having to put card or payment details into the site makes it so much safer. Reviewed on: 16th June 2026

Always straight forward and an actual human to speak...

5
Always straight forward and an actual human to speak to when needed, issues always sorted with ease Reviewed on: 16th June 2026

It didn’t work!

1
Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

Customer service is excellent helpful polite and dea...

5
Customer service is excellent helpful polite and deal with problems Reviewed on: 16th June 2026

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