Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

In this day and age with the price of living being s...

In this day and age with the price of living being so high and waged being so low I've unfortunately found myself using credit more and more. I started with a standard credit card from my bank, which I always promptly paid off, but I noticed PayPal credit being offered on an ebay purchase with 4 months interest free and I haven't looked back. It's so easy to keep track of your purchases, installments, and make payments. There's even some websites that offer up to 2 years interest free through PayPal credit on more expensive purchases. I can't imagine how much I've saved over the past few years in interest thanks to PayPal credit. Between that and pay in 3 I really don't find myself using my conventional credit card anymore. Thanks PayPal! Reviewed on: 26th May 2024

Easy transactions and good security

Easy transactions and good security Reviewed on: 26th May 2024

Invaluable service .

I have found Paypal credit invaluable , I know I can trust paypal and feel that my banking details and money are secure . Being able to repay any amount over the minimum payment is great when you want to clear your credit balance quickly . Reviewed on: 26th May 2024

Great review

Brilliant service they just don’t know is it over four months Reviewed on: 26th May 2024

Just Amazing

It’s reliable , you can do 4 instalments 0% APR Reviewed on: 26th May 2024

Amazing service

Amazing service I have never seen such service Reviewed on: 26th May 2024

it's good overall specially with the paypal credit.

it's good overall specially with the paypal credit... before just paypal wasn't enough to satisfy but with credit it's very helpful Reviewed on: 26th May 2024

Really handy for online purchases, never paid intere...

Really handy for online purchases, never paid interest in all the time I’ve had the account Reviewed on: 26th May 2024

Never had problem

Never had problem using the app or asking for help.App is never down when I need it. Reviewed on: 26th May 2024

I have used PayPal for many years and have found the...

I have used PayPal for many years and have found the service trustworthy and more importantly easy to use. It is well established with a worldwide incorporated establishment . Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 1.40 from 2 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.00 from 60 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub