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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180906)

Never fails.

5
Never fails. Works perfectly. It's fool proof. Reviewed on: 16th June 2026

convenient, useful, easy to use

5
It's really convenient, useful, easy to use Reviewed on: 16th June 2026

Using PayPal.

5
Using PayPal.credit is so easy and makes it possible to secure most things on eBay at the touch of a button on your phone Reviewed on: 16th June 2026

It is safe and it easy to talk to customers services.

5
It is safe and it easy to talk to customers services.and it give you same time to pay later!! Reviewed on: 16th June 2026

Great service from PayPal, always reliable.

5
Great service from PayPal, always reliable. 100% recommend. Reviewed on: 16th June 2026

Excellent support

5
0% interest for four months and also Pay in 3 plans are so helpful when you want to buy something or service which is expensive. I think it’s a great service. Reviewed on: 16th June 2026

Very helpful

5
Very helpful in increasing purchasing power and secure. Reviewed on: 16th June 2026

I pay most of my transactions through PayPal as I fe...

5
I pay most of my transactions through PayPal as I feel it’s the secure way to pay Reviewed on: 16th June 2026

Extra protection for your purchases

5
Used PayPal for years and love the extra level of protection it gives for my purchases Reviewed on: 16th June 2026

I’m generally a fan of PayPal but

3
I’m generally a fan of PayPal but as with all organisations and relationships it’s how issues are dealt with and resolved when something unexpectedly goes wrong. Having had an issue with an online booking for a hire car abroad and that car and the agents processes being found not to the expected standard I raised the matter with PayPal under their section 75 responsibilities. Their processes were cumbersome, remote and bureaucratic. It was very much PayPal focused and not at all customer friendly. Decisions were slow, holding communication minimal and outcomes poorly handled. Reviewed on: 16th June 2026

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