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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

It is great whenever speak with customer service reg...

It is great whenever speak with customer service regarding any issue with transactions. Reviewed on: 26th May 2024

Paypal credit is a great convenient way to pay month...

Paypal credit is a great convenient way to pay monthly on stuff Reviewed on: 26th May 2024

great,easy to get and control.

great,easy to get and control. Everything can be controlled in app. Reviewed on: 26th May 2024

Very useful.

Very useful. I used many times for many products Reviewed on: 26th May 2024

It's always been easy to contact the services, most...

It's always been easy to contact the services, most reliable and safest method of payment using PayPal Reviewed on: 26th May 2024

Paypal is brilliant way to buy and pay

Paying for the items I needed to buy to be able to redecorate my bedroom. This hasn't been done for nearly 30 years. It was easy. Convenient. With the app it means I can have control of the payment. Reviewed on: 26th May 2024

I use PayPal because it makes financial sense

Have been using PayPal for years and started using PayPal credit a year and half ago after being excepted as I wanted a new oven easy to apply set up and follow account with app and control direct debits or direct payments reasonable interest rates and free from interest if payed within four weeks excellent service would highly recommend above other lenders can use online with all stores and only have to deal with PayPal instead of store companies or their creditors. Reviewed on: 26th May 2024

Excellent experience while taking credit

Excellent experience while taking credit Reviewed on: 26th May 2024

It’s great!

Really easy to use. Th app makes managing your credit a breeze! Reviewed on: 26th May 2024

PayPal is a safe and secure payment service

PayPal is a great service which I find safe and secure when making payments. I use PayPal for most of my purchases and with pay in three, it’s a great way to afford items I require. I would recommend PayPal to all my friends & Family. Reviewed on: 26th May 2024

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