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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great even better, better than need.

Great even better, better than need. Super and easy, easier than need. 0% but could be -10% (discount) cashback. Give me moore. Reviewed on: 26th May 2024

Had no issues with paypal.

Had no issues with paypal. Always done as they have said Reviewed on: 26th May 2024

Fast, reliable & safe

Really fast response to refund request, reliable and safe service. Reviewed on: 26th May 2024

Very good had no problems very happy with the service.

Very good had no problems very happy with the service. Reviewed on: 26th May 2024

Great service and platform - so easy to use and safe.

Great service and platform - so easy to use and safe. Charges are sensible as well Reviewed on: 26th May 2024

It is great whenever speak with customer service reg...

It is great whenever speak with customer service regarding any issue with transactions. Reviewed on: 26th May 2024

Paypal credit is a great convenient way to pay month...

Paypal credit is a great convenient way to pay monthly on stuff Reviewed on: 26th May 2024

great,easy to get and control.

great,easy to get and control. Everything can be controlled in app. Reviewed on: 26th May 2024

Very useful.

Very useful. I used many times for many products Reviewed on: 26th May 2024

It's always been easy to contact the services, most...

It's always been easy to contact the services, most reliable and safest method of payment using PayPal Reviewed on: 26th May 2024

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