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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Quick and easy to get one.

Quick and easy to get one. And once approved super easy to use across lots of online retail stores. Reviewed on: 26th May 2024

Love PayPal

I often use PayPal as it protects me against faulty products or if they arnt received. I also use PayPal pay in 3 which helps spread the cost for the most expensive items. So I highly recommend. Reviewed on: 26th May 2024

Easy, keeps you updated with your credit

Easy, keeps you updated with your credit and I love using the 4 months interest free on payments over £100. I would definitely recommend! Reviewed on: 26th May 2024

Excellent and outstanding, very easy to process and...

Excellent and outstanding, very easy to process and safe Reviewed on: 26th May 2024

Always easy to use and instant transactions

Always easy to use and instant transactions make this service my go to source for payments. Reviewed on: 26th May 2024

Great even better, better than need.

Great even better, better than need. Super and easy, easier than need. 0% but could be -10% (discount) cashback. Give me moore. Reviewed on: 26th May 2024

Had no issues with paypal.

Had no issues with paypal. Always done as they have said Reviewed on: 26th May 2024

Fast, reliable & safe

Really fast response to refund request, reliable and safe service. Reviewed on: 26th May 2024

Very good had no problems very happy with the service.

Very good had no problems very happy with the service. Reviewed on: 26th May 2024

Great service and platform - so easy to use and safe.

Great service and platform - so easy to use and safe. Charges are sensible as well Reviewed on: 26th May 2024

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