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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent service no concerns feel protected when us...

Excellent service no concerns feel protected when using the service. Reviewed on: 26th May 2024

Bad customer service

PayPal is easy to use but any issues come up customer service is not good and the result of any dispute is left without a satisfactory outcome or any explanation of why the outcome was reached. Reviewed on: 26th May 2024

Very good all round.

Very good all round. Good customer service and great purchase options Reviewed on: 26th May 2024

Brilliant apart from there’s a few features on the a...

Brilliant apart from there’s a few features on the app I’d change Reviewed on: 26th May 2024

I've used PayPal credit numerous times on purchases...

I've used PayPal credit numerous times on purchases to help spread the cost and the rates are excellent. Reviewed on: 26th May 2024

Quick and easy to get one.

Quick and easy to get one. And once approved super easy to use across lots of online retail stores. Reviewed on: 26th May 2024

Love PayPal

I often use PayPal as it protects me against faulty products or if they arnt received. I also use PayPal pay in 3 which helps spread the cost for the most expensive items. So I highly recommend. Reviewed on: 26th May 2024

Easy, keeps you updated with your credit

Easy, keeps you updated with your credit and I love using the 4 months interest free on payments over £100. I would definitely recommend! Reviewed on: 26th May 2024

Excellent and outstanding, very easy to process and...

Excellent and outstanding, very easy to process and safe Reviewed on: 26th May 2024

Always easy to use and instant transactions

Always easy to use and instant transactions make this service my go to source for payments. Reviewed on: 26th May 2024

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