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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57385 reviews)

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4.91

Based on 57,385 reviews, last reviewed 8th Apr 2026

607600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I have used Paypal Credit for years now. I have used Paypal Credit for years now. Mostly for bigger purchases and I find it very straightforward. Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57385)

PayPal credit It’s better than credit cards

I use PayPal credit for large purchase items, It’s very easy to use and you get interest-free. Much more convenient than using a credit card Reviewed on: 4th June 2024

Feeling secure when I purchase online

Feeling secure when I purchase online Reviewed on: 4th June 2024

PayPal review

Customer services been very supportive and professional. Reviewed on: 4th June 2024

Great way to spread the cost of large items.

Great way to spread the cost of large items. Pay in 3 is also great Reviewed on: 4th June 2024

Excellent app and fair no interest periods on purcha...

Excellent app and fair no interest periods on purchases. This allows user a grace period to pay back incrementally which is convenient. The fact that PayPal is integrated into so many websites at this point is also a bonus as it means faster checkout. Reviewed on: 4th June 2024

Easy to deal with, great customer service

Easy to deal with, great customer service Reviewed on: 4th June 2024

Very easy to use the app to manage my account

Very easy to use the app to manage my account Reviewed on: 4th June 2024

I have been using paypal for around 10 years, paying...

I have been using paypal for around 10 years, paying is easy and the 4 month interest free option is great whn you need something a little more expensive I also like the pay in 3 option Reviewed on: 4th June 2024

Pay pal and PayPal credit excellent service safe mon...

Pay pal and PayPal credit excellent service safe money transfer and quick PayPal takes security seriously great service app very easy to use. Reviewed on: 4th June 2024

Excellent

Brilliant to spread the cost of purchase's I've been using it for years , excellent service from staff as well . Reviewed on: 4th June 2024

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