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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Perfect tool to compliment online shopping

It is easy to use PayPal credit when purchasing online. I’m glad that the range of retail stores that allow to use PayPal credit increased. Would be great to see more progress to integrate with Apple Pay in the future. Reviewed on: 26th May 2024

Easy to use, offers are good.

Easy to use, offers are good. Simple process. Reviewed on: 26th May 2024

Never had a bad experience with PayPal.

Never had a bad experience with PayPal. The ability to spread out my payments within a 4 month period interest free has helped me in many situations. The chance to do pay in 3 has also helped a lot with online purchases. If I do have an issue then I can always rely on the fact customer service will respond within good time. Overall PayPal has been beneficial in terms of support. Reviewed on: 26th May 2024

PayPal has always been a good back up to help me thr...

PayPal has always been a good back up to help me through tough times Reviewed on: 26th May 2024

excellent customer service .

excellent customer service . so far never had a problem with them Reviewed on: 26th May 2024

Excellent service no concerns feel protected when us...

Excellent service no concerns feel protected when using the service. Reviewed on: 26th May 2024

Bad customer service

PayPal is easy to use but any issues come up customer service is not good and the result of any dispute is left without a satisfactory outcome or any explanation of why the outcome was reached. Reviewed on: 26th May 2024

Very good all round.

Very good all round. Good customer service and great purchase options Reviewed on: 26th May 2024

Brilliant apart from there’s a few features on the a...

Brilliant apart from there’s a few features on the app I’d change Reviewed on: 26th May 2024

I've used PayPal credit numerous times on purchases...

I've used PayPal credit numerous times on purchases to help spread the cost and the rates are excellent. Reviewed on: 26th May 2024

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