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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50804)

It’s amazing easy to use and pay back

5
It’s amazing easy to use and pay back Reviewed on: 26th May 2024
Dusan K's avatar
Dusan K

Good overall, good acess , good response

4
Good overall, good acess , good response Reviewed on: 26th May 2024
Emmanuel G's avatar
Emmanuel G

Have been using pay pal for over three years now and...

5
Have been using pay pal for over three years now and have recommended it to others because it’s been so easy for me to use and it has always helped me when things have gone wrong with sellers Reviewed on: 26th May 2024
russell m's avatar
russell m

Never have any issues with using PayPal credit, supe...

5
Never have any issues with using PayPal credit, super easy way to pay using all website. Would recommend to anyone. Since being on maternity leave PayPal credit has given me more freedom to purchase the things I need. Reviewed on: 26th May 2024
Charlotte L's avatar
Charlotte L

Great affordable credit.

5
Great affordable credit. Great app and customer service. Reviewed on: 26th May 2024
Manctel's avatar
Manctel

Couldn’t thank them enough, helped me get through ma...

5
Couldn’t thank them enough, helped me get through many tough spells. Reviewed on: 26th May 2024
Gw's avatar
Gw

Reliability

5
Very reliable, flexible options. Reviewed on: 26th May 2024
abdikadir i's avatar
abdikadir i

Paypal has always been value for money, it is easy t...

5
Paypal has always been value for money, it is easy to use and makes life simpler. Reviewed on: 26th May 2024
Steven f's avatar
Steven f

Easy to use, widely available on online shops

5
Easy to use, widely available on online shops Reviewed on: 26th May 2024
SP's avatar
SP

PayPal has always had great customer service and my...

5
PayPal has always had great customer service and my experience has always been pleasant Reviewed on: 26th May 2024
james g's avatar
james g

Review PayPal: PayPal Credit now

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